Mathews County property record for 626 Cherry Point Rd, Hudgins, VA 23076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,044 sqft · built 1904 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $743,000 (Dec 2021) |
| Tax Bill | $3,843 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 11A2-A-8 |
| Primary APN | 11A2-A-8 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,044 sqft Living Area |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 174,240 sqft (4 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 626 CHERRY POINT RD |
|---|---|
| City | HUDGINS |
| State | VA |
| Zip | 23076-2126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AC 4.000 DB 0000/ |
| Legal Subdivision | GWYNNS ISLAND |
| Legal Lot Number | 8 |
| Jurisdiction | MATHEWS VA |
| Township / Civil Division | PIANKATANK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 951302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Gwynn's Island Historic District listed 2024 · 678 contributing resources · NRIS 100010202 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Mathews County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 626 CHERRY POINT RD, HUDGINS, VA 23076-2126 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 2, 2021 | Bargain and Sale Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2021 · Amount on Record |
| Deed Sale | Dec 2, 2021 · Amount on Record |
| Deed Document Number | 20212178 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATHEWS VA |
| Property Address | 626 CHERRY POINT RD, HUDGINS, VA 23076-2126 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0220000244 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 220000244 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Mar 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Max Rate | 7.12% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MATHEWS VA |
| Recording Date | Dec 2, 2021 |
| Property Address | 626 CHERRY POINT RD, HUDGINS, VA 23076-2126 |
| Document Number | 0210002178 |
| Map Reference | CAB 1 SL 924 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 210002178 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $743.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 626 CHERRY POINT RD, HUDGINS, VA 23076-2126 |
Source: Mathews County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Mathews County |
| Unified School District | Mathews County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,843.00 (+0.03%) | $619,800 (+1.04%) Land $130,000 Building $489,800 | |
| 2025 | $3,842.00 (+11.85%) | ||
| 2023 | $3,435.00 | $613,400 Land $130,000 Building $483,400 | $619,800 Land $130,000 Building $489,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 144 individual policies |
| Nearby Flood Policies | 171 units insured incl. 27 condo units |
| Nearby Flood Claims | 8 (2003–2025) |
| Most Recent Claim | Oct 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
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