647 Binnacle Dr, Naples, FL 34103 Property Records

Collier County property record for 647 Binnacle Dr, Naples, FL 34103 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3,046 sqft · built 2014
Lot Size0.319 acres (13,939 sqft)
OwnerOwner Name on File
Last Sale$500,000 (May 2012)
Tax Bill$18,999 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jan 2021 Mortgage
Flood ZoneZone AE (high risk)
APN088600 M 114A21

Property Details

APN / Parcel Number

Primary APN088600 M 114A21
Alternative APN
  • 13035920003

Interior

Stories2 Stories
Building Area3,046 sqft Living Area
Gross Area4,462 sqft
1st Floor Area3,046 sqft

Exterior

Year BuiltBuilt 2014
Lot Area13,939 sqft (0.319 acres)
Lot Dimensions150 ft deep x 92 ft wide
Pool Area432 sqft
Deck Area934 sqft

Location & Zoning

Account Number088600 M 114A21
Street Address647 BINNACLE DR
CityNAPLES
StateFL
Zip34103-2725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOORINGS UNIT 7 BLK M LOT 11
Legal Range25
Legal Township49
Legal Section21
Legal SubdivisionMOORINGS UNIT 7
Legal Tract88600
Legal BlockM
Legal Lot Number11
Legal Unit7
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2004
Census Tract301

Owner

Source: Collier County records · APN 088600 M 114A21

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address647 BINNACLE DR, NAPLES, FL 34103-2725
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2012 · Amount on Record
Deed SaleMay 01, 2012 · Amount on Record
Prior SaleFeb 05, 2003
Deed Document Number4687792
Deed Book / Page4792 / 0286
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address647 BINNACLE DR, NAPLES, FL 34103-2725
Transaction TypeMortgage
Record UpdatedFeb 14, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060792730
DateFeb 03, 2022
Book Page6079/2730
Instrument6199649
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2037

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address647 BINNACLE DR, NAPLES, FL 34103-2725
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058752862
DateJan 13, 2021
Book Page5875/2862
Instrument5984675
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2036

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$18,999.00 (+3.77%) Homeowner's exemption$2,137,662 (+5.99%)$3,065,591 (-19.44%) Land $1,794,000 Building $1,271,591
2023$18,308.00 (-2.74%) Homeowner's exemption$2,016,910 (+3%)$3,805,419 (+19.83%) Land $1,918,200 Building $1,887,219
2022$18,823.00 Homeowner's exemption$1,958,165$3,175,743 Land $1,463,490 Building $1,712,253

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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