6464 Payne Ave, Dearborn, MI 48126 Property Records

Wayne County property record for 6464 Payne Ave, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,258 sqft · built 1942
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Oct 2023)
Tax Bill	$4,855 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-10-071-33-002`

Property Details

APN / Parcel Number

Primary APN	`82-10-071-33-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,258 sqft Living Area
1st Floor Area	866 sqft
Basement Area	852 sqft
Unfinished Basement	852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Aluminum/Vinyl
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	105 ft deep x 35 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6464 PAYNE AVE
City	DEARBORN
State	MI
Zip	48126-2048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 427 ALBERT P TERNES SUB
Legal Subdivision	ALBERT P TERNES
Legal Lot Number	427
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	5
Census Block	5000
Census Tract	573900

Owner

6464 Payne Ave is owned and occupied by two individuals who bought it in October 2023.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6464 PAYNE AVE, DEARBORN, MI 48126-2048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC
Jan 13, 2023	Warranty Deed, Transfer
Jan 18, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Prior Sale	Jan 13, 2023 · Amount on File
Deed Document Number	2023255513
Deed Book / Page	58485 / 571
Prior Transfer Date	Dec 27, 2022
Prior Transfer Doc	0580440791
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 2, 2023
Property Address	6464 PAYNE AVE, DEARBORN, MI 48126-2048
Document Number	0584850571
Book / Page	58485 / 571
Map Reference	LB 40 PG 12
Instrument Date	Sep 21, 2023
Instrument	2023255513
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47505 VAN DYKE AVE, SHELBY TOWNSHIP, MI 48317-3375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6464 PAYNE AVE, DEARBORN, MI 48126-2048

Mortgage

Document Number	0584850575
Date	Oct 2, 2023
Book Page	58485/575
Instrument	2023255515

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 13, 2023
Property Address	6464 PAYNE AVE, DEARBORN, MI 48126-2048
Document Number	0580401200
Book / Page	58040 / 1200
Map Reference	LB 40 PG 12
Instrument Date	Dec 27, 2022
Instrument	2023011409
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 E ZURICH DR, BAY CITY, MI 48706-9230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47766 VAN DYKE AVE, SHELBY TOWNSHIP, MI 48317-3370
Investor	Possibly a Property Investor

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Jan 18, 2023
Property Address	6464 PAYNE AVE, DEARBORN, MI 48126-2048
Document Number	0580440791
Book / Page	58044 / 791
Map Reference	LB 40 PG 12
Instrument Date	Dec 27, 2022
Instrument	2023013084
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47766 VAN DYKE AVE, SHELBY TOWNSHIP, MI 48317-3370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47766 VAN DYKE AVE, SHELBY TOWNSHIP, MI 48317-3370
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 6464 Payne Ave was $4,855 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,400 (+0.95%)	$190,800 (+0.95%)
2025	$4,855.00 Homeowner's exemption	$94,500	$189,000
2023	$5,330.00 Homeowner's exemption	$80,300	$160,600
2019	$2,241.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6464 Payne Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6464 Payne Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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