6463 Payne Ave, Dearborn, MI 48126 Property Records

Wayne County property record for 6463 Payne Ave, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1930
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Dec 2025)
Tax Bill	$2,823 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-10-071-32-032`

Property Details

APN / Parcel Number

Primary APN	`82-10-071-32-032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,350 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Frame
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	114 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6463 PAYNE AVE
City	DEARBORN
State	MI
Zip	48126-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 390 ALBERT P TERNES SUB
Legal Subdivision	ALBERT P TERNES
Legal Lot Number	390
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	5
Census Block	5001
Census Tract	573900

Owner

6463 Payne Ave is owned and occupied by two individuals who bought it in December 2025.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4932 REUTER ST, DEARBORN, MI 48126-3513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Warranty Deed, Transfer UIF CORP
Oct 29, 2025	Warranty Deed, Transfer VENTURE TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Prior Sale	Oct 29, 2025 · Amount on File
Deed Document Number	202512037
Deed Book / Page	59970 / 50
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Dec 18, 2025
Property Address	6463 PAYNE AVE, DEARBORN, MI 48126-2047
Document Number	0599700050
Book / Page	59970 / 50
Map Reference	LB 40 PG 12
Instrument Date	Dec 16, 2025
Instrument	2026012037
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Amount	Amount on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6463 PAYNE AVE, DEARBORN, MI 48126-2047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6463 PAYNE AVE, DEARBORN, MI 48126-2047

Mortgage

Document Number	0059968822
Date	Dec 18, 2025
Instrument	59968/822

Lender

Name	UIF CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0599680822
Date	Dec 17, 2025
Book Page	59968/822
Instrument	2026011629

Lender

Name	UIF CORP
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 29, 2025
Property Address	6463 PAYNE AVE, DEARBORN, MI 48126-2047
Document Number	0598730666
Book / Page	59873 / 666
Map Reference	LB 40 PG 12
Instrument Date	Oct 29, 2025
Instrument	2025298199
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	VENTURE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6463 PAYNE AVE, DEARBORN, MI 48126-2047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6463 PAYNE AVE, DEARBORN, MI 48126-2047

Tax Assessment & Valuation

The 2025 property tax bill for 6463 Payne Ave was $2,823 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,600 (+11.28%)	$199,200 (+11.28%)
2025	$2,823.00 Homeowner's exemption	$89,500	$179,000
2023	$2,581.00 Homeowner's exemption	$61,600	$123,200
2019	$2,716.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6463 Payne Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6463 Payne Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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