Upshur County property record for 6463 FM 1650, Gilmer, TX 75645
| Property Type | Rural Home |
|---|---|
| Details | 5,949 sqft · built 2014 |
| Lot Size | 12.5 acres (548,812 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Sep 2021) |
| Tax Bill | $7,287 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 301U-S02-000-001-1 |
| Primary APN | 301U-S02-000-001-1 |
|---|---|
| Alternative APN |
|
| Building Area | 5,949 sqft Living Area |
|---|---|
| Gross Area | 5,565 sqft |
| 1st Floor Area | 2,510 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 548,812 sqft (12.5 acres) |
| Garage Area | 672 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 301U-S02-000-001-1 |
|---|---|
| Street Address | 6463 FM 1650 |
| City | GILMER |
| State | TX |
| Zip | 75645-8447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ABS A301 MCCULLOCH, S.,TRACT 1-1, 12.599 ACRES (+.577 AC IN HWY) & HOUSE |
| Legal Subdivision | S. SURVEY A-301 |
| Legal Tract | 1 |
| Jurisdiction | UPSHUR TX |
| Township / Civil Division | GILMER |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 950301 |
6463 FM 1650, a rural home, is owned and occupied by two individuals who bought it in September 2021.
Source: Upshur County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6463 FM 1650, GILMER, TX 75645-8447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on File |
| Deed Sale | Sep 23, 2021 · Amount on File |
| Deed Document Number | 20217532 |
| Prior Transfer Date | Sep 15, 2021 |
| Prior Transfer Doc | 0000007532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 6463 FM 1650, GILMER, TX 75645-8447 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100663 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 202100663 |
| Name | THE FIRST NATIONAL BANK OF EAST TEXAS |
|---|---|
| Type | Bank |
| Address | GILMER, TX 75644 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2026 property tax bill for 6463 FM 1650 was $7,287 with a homeowner's exemption, up 31% from the year before.
Source: Upshur County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Upshur County |
| Unified School District | Gilmer Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,287.00 (+31.04%) Homeowner's exemption | $613,680 (+0.93%) Land $140,100 Building $473,580 | $613,680 (+0.93%) Land $140,100 Building $473,580 |
| 2025 | $5,561.00 Homeowner's exemption | $608,010 Land $129,140 Building $478,870 | $608,010 Land $129,140 Building $478,870 |
| 2023 | $417,952 | $639,680 Land $201,580 Building $438,100 | |
| 2022 | $6,201.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6463 FM 1650 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6463 FM 1650 is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 60% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BI COUNTY WSC 1 serves 12,777 people · EPA ID TX0320002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Etex Telephone Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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