6259 FM 1650, Gilmer, TX 75645 Property Records

Upshur County property record for 6259 FM 1650, Gilmer, TX 75645

Property Summary

Property TypeRural Home
Details2 ba · 4,815 sqft · built 1964
Lot Size2.11 acres (92,042 sqft)
OwnerIndividual Name on File
Tax Bill$4,010 (2026)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN298U-S02-000-044

Property Details

APN / Parcel Number

Primary APN298U-S02-000-044
Alternative APN
  • 486

Interior

Full Baths2 Baths
Building Area4,815 sqft Living Area
1st Floor Area2,207 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area92,042 sqft (2.11 acres)
Garage TypeAttached
Garage Area1,170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number298U-S02-000-044
Street Address6259 FM 1650
CityGILMER
StateTX
Zip75645-8059
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionABS A298 MCCARTER, WINSTON,TRACT 44, 2.113 ACRES & HOUSE
Legal SubdivisionWINSTON SURVEY A-298
Legal Tract44
JurisdictionUPSHUR TX
Township / Civil DivisionGILMER
Census Block Group3
Census Block3034
Census Tract950301

Owner

6259 FM 1650, a rural home, is owned and occupied by an individual.

Source: Upshur County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address6259 FM 1650, GILMER, TX 75645-8059
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUPSHUR TX
Property Address6259 FM 1650, GILMER, TX 75645-8059
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202007564
DateOct 19, 2020
Instrument202007564
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 6259 FM 1650 was $4,010 with a homeowner's exemption, up 85.3% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyUpshur County
Unified School DistrictGilmer Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,010.00 (+85.3%) Homeowner's exemption$264,840 (-2.77%) Land $25,780 Building $239,060$264,840 (-2.77%) Land $25,780 Building $239,060
2025$2,164.00 Homeowner's exemption$272,390 Land $25,780 Building $246,610$272,390 Land $25,780 Building $246,610
2023$255,000 Land $37,994 Building $217,006$255,000 Land $37,994 Building $217,006
2022$2,775.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6259 FM 1650 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6259 FM 1650 is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 40% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBI COUNTY WSC 1
serves 12,777 people · EPA ID TX0320002
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Etex Telephone
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on FM 1650

Nearby Streets

Search Property Records by Address or Parcel Number