Utah County property record for 646 W 400 S, Payson, UT 84651
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,370 sqft · built 1973 |
| Lot Size | 0.334 acres (14,558 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,926 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-103-0019 |
| Primary APN | 08-103-0019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 2,370 sqft Living Area |
| Gross Area | 3,378 sqft |
| 1st Floor Area | 1,266 sqft |
| Basement Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,558 sqft (0.334 acres) |
| Garage Type | Detached |
| Garage Area | 1,728 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Wood Porch |
| Porch Area | 116 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 646 W 400 S |
|---|---|
| City | PAYSON |
| State | UT |
| Zip | 84651-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM N 89 DEG 45 2 W 156 FT FR SE COR. BLK. 9, PLAT O, PAYSON CITY SURVEY; N 89 DEG 45 2 W 100.33 FT; N 1 DEG 11 38 E 142 FT; S 89 DEG 45 2 E 22.99 FT; N 0 DEG 14 58 E 6.5 FT; S 89 DEG 45 2 E 75 FT; S 0 DEG 14 58 W 148.5 FT TO BEG. AREA 0.334 AC. |
| Legal Block | 9 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | SPANISH FORK-PAYSON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 3403 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Payson Historic District listed 2007 · 437 contributing resources · NRIS 07000666 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Utah County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 W 400 S, PAYSON, UT 84651-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 646 W 400 S, PAYSON, UT 84651-2405 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Title Company | FIRST AMERICAN TITLE INSUR |
| Name | Verified Name |
|---|
| Document Number | 0000033476 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 33476:2022 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | SANDY, UT 84070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Utah County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Utah County |
| Municipality | Payson City |
| Unified School District | Nebo School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $277,915 (-48.04%) | $505,300 (-5.53%) Land $142,000 Building $363,300 | |
| 2025 | $2,926.00 (+0.03%) | $534,900 (+167.7%) Land $135,300 Building $399,600 | $534,900 (+47.23%) Land $135,300 Building $399,600 |
| 2024 | $2,925.00 (+49.46%) | ||
| 2023 | $1,957.00 (-11.93%) | $199,815 | $363,300 Land $116,600 Building $246,700 |
| 2022 | $2,222.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2011 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| Utah Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Intellipop.
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