Santa Cruz County property record for 646 Trabing Rd, Watsonville, CA 95076
| Property Type | Recreational Vacant Land |
|---|---|
| Details | 1 bd · 1.5 ba · 2,952 sqft · built 2005 |
| Lot Size | 5.97 acres (260,184 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,252 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-481-03 |
| Primary APN | 049-481-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Building Area | 2,952 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 260,184 sqft |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 510 sqft |
| Patio Area | 510 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Well |
| Street Address | 646 TRABING RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-9647 |
| Property Category | Public Works |
| Property Type | Public Works > Recreational Vacant Land |
| Local Zoning Code | RA |
| Legal Subdivision | SAN ANDREAS RHO |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 122402 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1738 DRY CREEK RD, SAN JOSE, CA 95125-4626 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 14, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 11, 2023 |
| Transfer Doc | 0000023973 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 8, 2026 |
| Property Address | 646 TRABING RD, WATSONVILLE, CA 95076-9647 |
| Document Number | 0000015447 |
| Instrument Date | May 29, 2026 |
| Instrument | 202615447 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 1738 DRY CREEK RD, SAN JOSE, CA 95125-4626 |
| Document Number | 0000015447, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 202615447 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 8, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 14, 2023 |
| Property Address | 646 TRABING RD, WATSONVILLE, CA 95076-9647 |
| Document Number | 0000023973 |
| Map Reference | MB 16 PG 7 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 2023-0023973 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1738 DRY CREEK RD, SAN JOSE, CA 95125-4626 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $481,968 (+2%) Land $80,487 Building $401,481 | ||
| 2025 | $6,252.00 (+10.05%) | $472,517 (+4.04%) Land $78,909 Building $393,608 | |
| 2023 | $5,681.00 (+2.08%) | $454,169 Land $75,845 Building $378,324 | $1,137,420 |
| 2022 | $5,565.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2016–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: Etheric Networks.
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