515 Trabing Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 515 Trabing Rd, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,381 sqft · built 1985
Lot Size0.325 acres (14,157 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (Aug 2014)
Tax Bill$5,494 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN049-481-09

Property Details

APN / Parcel Number

Primary APN049-481-09
Alternative APN
  • 049-481-09-000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Building Area1,381 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2010
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area14,157 sqft (0.325 acres)
Deck Area56 sqft
Patio Area56 sqft

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address515 TRABING RD
CityWATSONVILLE
StateCA
Zip95076-9688
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionHARKINS RANCH
Legal Lot Number5
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group2
Census Block2021
Census Tract122402

Owner

Source: Santa Cruz County records · APN 049-481-09

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address515 TRABING RD, WATSONVILLE, CA 95076-9688
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Jan 17, 2017Deed of Trust, Mortgage · Conventional with PMI
KRKABOB INCORPORATED KRKABOB INCORPORATED

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 11, 2014 · Amount on Record
Deed SaleAug 11, 2014 · Amount on Record
Prior SaleApr 03, 2014 · Amount on Record
Deed Document Number201426237
Prior Transfer DateOct 20, 2010
Prior Transfer Doc0000046520
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address515 TRABING RD, WATSONVILLE, CA 95076-9688
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019771
DateJun 08, 2020
Instrument2020-0019771
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address515 TRABING RD, WATSONVILLE, CA 95076-9688
Document Number0000002690
Instrument DateJan 17, 2017
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address515 TRABING RD WATSONVILLE CA 950769688, WATSONVILLE, CA 95076-9688

Mortgage

Document Number0000002690
DateJan 24, 2017
Instrument2690
Lender
NameKRKABOB INCORPORATED KRKABOB INCORPORATED
TypeFunding / Finance Company
AddressPLEASANT HILL, CA 94523
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 23, 2047

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$416,802 (+2%) Land $250,081 Building $166,721
2025$5,494.00 (+10.25%)$408,630 (+4.04%) Land $245,178 Building $163,452
2023$4,983.00 (+2.11%)$392,762 Land $235,657 Building $157,105$511,110
2022$4,880.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2016–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio Internet
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250

May also be available: Etheric Communications, LLC..

Based on FCC filings for 23 locations within half a mile of this property.

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