646 State St, Quincy, IL 62301 Property Records

Adams County property record for 646 State St, Quincy, IL 62301

Property Summary

Property Type	Single Family Home
Lot Size	0.217 acres (2,324 sqft)
Owner	Company Name on File
Tax Bill	$1,717 (2024)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`232026800000`

Property Details

APN / Parcel Number

Primary APN	`232026800000`

Exterior

Lot Area	2,324 sqft (0.217 acres)
Lot Dimensions	58 ft deep x 40 ft wide

Location & Zoning

Street Address	646 STATE ST
City	QUINCY
State	IL
Zip	62301-4858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 58 WOODS SURVEY N 58.1FT LOT 1
Legal Range	9W
Legal Township	2S
Legal Section	2
Legal Subdivision	JOHN WOODS ADD
Legal Block	58
Legal Lot Number	1
Jurisdiction	ADAMS IL
Township / Civil Division	QUINCY
Census Block Group	1
Census Block	1008
Census Tract	800

Owner

Source: Adams County assessment roll, APN 232026800000, as of May 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 261, QUINCY, IL 62306-0261
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IL
Property Address	646 STATE ST, QUINCY, IL 62301-4858
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R06115
Date	Oct 14, 2025
Instrument	2025R-06115

Lender

Name	STATE STREET BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Adams County assessment roll as of May 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Quincy Township
Municipality	Quincy City
Unified School District	Quincy School District 172 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,080 (+22.37%) Land $4,170 Building $22,910	$81,240 (+22.37%) Land $12,510 Building $68,730
2024	$1,717.00 (+15%)
2022		$22,130 Land $3,410 Building $18,720	$66,390 Land $10,230 Building $56,160
2021	$1,493.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adams County (17001C), as of July 23, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170010008001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the South Side German Historic District listed 1992 · 758 contributing resources · NRIS 92000484

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 637 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Adams Telephone Co-Operative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0010650, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	QUINCY serves 42,000 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.