Adams County property record for 644 State St, Quincy, IL 62301
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,596 sqft) |
| Owner | Company Name on Record |
| Last Sale | $130,000 (Mar 2022) |
| Tax Bill | $858 (2024) |
| Deeds & Mortgages | Apr 2017 Mortgage Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 232026900000 |
| Primary APN | 232026900000 |
|---|
| Lot Area | 7,596 sqft (0.17 acres) |
|---|---|
| Lot Dimensions | 189 ft deep x 40 ft wide |
| Street Address | 644 STATE ST |
|---|---|
| City | QUINCY |
| State | IL |
| Zip | 62301-4858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 58 WOODS SURVEY LOT 2 |
| Legal Range | 9W |
| Legal Township | 2S |
| Legal Section | 2 |
| Legal Subdivision | JOHN WOODS ADD |
| Legal Block | 58 |
| Legal Lot Number | 2 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | QUINCY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Side German Historic District listed 1992 · 758 contributing resources · NRIS 92000484 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Adams County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 133 N 33RD ST, 303, QUINCY, IL 62301-3702 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| Mar 14, 2023 | Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK |
| Mar 18, 2022 | Warranty Deed, Transfer · Commercial Mortgage NORKAT FINANCIAL INC |
| Apr 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANKERS TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2022 · Amount on Record |
| Deed Sale | Mar 18, 2022 · Amount on Record |
| Prior Sale | Apr 3, 2018 · Amount on Record |
| Deed Document Number | 20222007 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 644 STATE ST, QUINCY, IL 62301-4858 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2017R03034 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 2017R-03034 |
| Name | MERCANTILE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 644 STATE ST, QUINCY, IL 62301-4858 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023R01317 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 2023R-01317 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Mar 18, 2022 |
| Property Address | 644 STATE ST, QUINCY, IL 62301-4858 |
| Document Number | 2022R02007 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 2022R-02007 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Title Company | THE TITLE CENTER/FL, THE TITLE CENTER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 133 N 3RD ST # 300, 300, QUINCY, IL 62301-2909 |
| Document Number | 2022R02008 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 2022R-02008 |
| Name | NORKAT FINANCIAL INC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Apr 3, 2018 |
| Property Address | 644 STATE ST, QUINCY, IL 62301-4858 |
| Document Number | 2018R02498 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 2018R-02498 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 609 N 66TH ST, QUINCY, IL 62305-8786 |
| Document Number | 2018R02499 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 2018R-02499 |
| Name | FIRST BANKERS TRUST CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Quincy Township |
| Municipality | Quincy City |
| Unified School District | Quincy School District 172 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,950 (-6.88%) Land $3,120 Building $10,830 | $41,850 (-6.88%) Land $9,360 Building $32,490 | |
| 2024 | $858.00 (-15.13%) | ||
| 2022 | $14,980 Land $2,550 Building $12,430 | $44,940 Land $7,650 Building $37,290 | |
| 2021 | $1,011.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | QUINCY serves 42,000 people · EPA ID IL0010650 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Adams Telsystems Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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