646 S Grove St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 646 S Grove St, Ripon, WI 54971

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,393 sqft · built 1901
Lot Size0.226 acres (9,845 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Jul 2015)
Tax Bill$3,539 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNRIP-16-14-99-CC-440-00

Property Details

APN / Parcel Number

Primary APNRIP-16-14-99-CC-440-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,393 sqft Living Area
1st Floor Area1,497 sqft
2nd Floor Area896 sqft
AtticAttic
Attic Area700 sqft
Basement Area1,344 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleTraditional
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area9,845 sqft (0.226 acres)
Lot Dimensions14.9 ft deep x 6.6 ft wide
Garage TypeDetached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address646 S GROVE ST
CityRIPON
StateWI
Zip54971-1633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code8
Legal DescriptionS21 T16N R14E CATLIN'S ADDITION S 1/2 OF LOT 7 BLK 3
Legal Range14E
Legal Township16N
Legal Section21
Legal SubdivisionCATLINS ADDITION
Legal Block3
Legal Lot Number7
JurisdictionFOND DU LAC WI
Township / Civil DivisionRIPON
Census Block Group2
Census Block2005
Census Tract41600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Southwest Historic District
listed 2004 · 161 contributing resources · NRIS 04000653

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fond Du Lac County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address646 S GROVE ST, RIPON, WI 54971-1633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2015 · Amount on Record
Deed SaleJul 29, 2015 · Amount on Record
Deed Document Number20151056039
Prior Transfer DateAug 8, 2014
Prior Transfer Doc0001041413
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address646 S GROVE ST, RIPON, WI 54971-1633
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001163170
DateDec 10, 2021
Instrument1163170
Lender
NameHORICON BANK
TypeBank
AddressHORICON, WI 53032
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyFond Du Lac County
MunicipalityRipon City
Unified School DistrictRipon Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,539.00 (+12.17%)$153,300 (-) Land $20,000 Building $133,300$236,442 (+31.29%) Land $30,847 Building $205,595
2023$3,155.00 Homeowner's exemption$153,300 Land $20,000 Building $133,300$180,098 Land $23,496 Building $156,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2003–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIPON WATER UTILITY
serves 7,716 people · EPA ID WI4200476
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Bertram Communications
Fixed Wireless
100 / 20

May also be available: Brightspeed, Verizon.

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