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645 S Grove St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 645 S Grove St, Ripon, WI 54971

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,840 sqft · built 1901
Lot Size0.176 acres (7,667 sqft)
Owner2 Individual Names on File
Last Sale$167,000 (Aug 2022)
Tax Bill$2,089 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Aug 2022 Sale
Flood ZoneZone X (minimal risk)
APNRIP-16-14-99-CC-300-00

Property Details

APN / Parcel Number

Primary APNRIP-16-14-99-CC-300-00

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,840 sqft Living Area
1st Floor Area935 sqft
2nd Floor Area905 sqft
Basement Area905 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleTraditional
Exterior MaterialWood
Roof MaterialComposition Shingle
Lot Area7,667 sqft (0.176 acres)
Lot Dimensions11.6 ft deep x 6.6 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address645 S GROVE ST
CityRIPON
StateWI
Zip54971-1632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code8
Legal DescriptionS21 T16N R14E CATLIN'S ADDITION W 7 RDS OF LOT 10 BLK 2
Legal Range14E
Legal Township16N
Legal Section21
Legal SubdivisionCATLINS ADDITION
Legal Block2
Legal Lot Number10
JurisdictionFOND DU LAC WI
Township / Civil DivisionRIPON
Census Block Group2
Census Block2006
Census Tract41600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Southwest Historic District
listed 2004 · 161 contributing resources · NRIS 04000653

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

645 S Grove St is owned and occupied by two individuals who bought it in August 2022.

Source: Fond Du Lac County records, as of March 26, 2026

Owner of Record2 Individual Names on File
Mailing Address645 S GROVE ST, RIPON, WI 54971-1632
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 10, 2022Warranty Deed, Transfer
NOT AVAILABLE, GUARANTY CLOSING & TTL SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2022 · Amount on File
Deed SaleAug 10, 2022 · Amount on File
Deed Document Number20221173815
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address645 S GROVE ST, RIPON, WI 54971-1632
Transaction TypeMortgage
Record UpdatedAug 31, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 S GROVE ST, RIPON, WI 54971-1632

Mortgage

Document Number0001167991
DateMar 24, 2022
Instrument1167991
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFOND DU LAC WI
Recording DateAug 10, 2022
Property Address645 S GROVE ST, RIPON, WI 54971-1632
Document Number0001173815
Instrument DateJun 21, 2022
Instrument1173815
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyNOT AVAILABLE, GUARANTY CLOSING & TTL SVCS

Transaction

AmountAmount on Record
Tax$501.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 S GROVE ST, RIPON, WI 54971-1632

Tax Assessment & Valuation

The 2025 property tax bill for 645 S Grove St was $2,089 with a homeowner's exemption.

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyFond Du Lac County
MunicipalityRipon City
Unified School DistrictRipon Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,089.00$94,300 Land $17,000 Building $77,300$145,443 Land $26,220 Building $119,223
2023$1,811.00 Homeowner's exemption$94,300 Land $17,000 Building $77,300$110,785 Land $19,972 Building $90,813

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 S Grove St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2003–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 645 S Grove St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIPON WATER UTILITY
serves 7,716 people · EPA ID WI4200476
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Bertram Communications
Fixed Wireless		100 / 20

May also be available: Brightspeed, Verizon.

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