Clark County property record for 646 S Clairmont Ave, Springfield, OH 45505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1948 |
| Lot Size | 0.261 acres (11,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $63,000 (Oct 1995) |
| Tax Bill | $1,517 (2024) |
| Deeds & Mortgages | Sep 2022 Line of Credit Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-07-00022-306-003 |
| Primary APN | 340-07-00022-306-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 11,400 sqft (0.261 acres) |
| Lot Dimensions | 152 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 646 S CLAIRMONT AVE |
|---|---|
| City | SPRINGFIELD |
| State | OH |
| Zip | 45505-2451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S ELMWOOD ADD ALL 12817 & N PT 12818; 12817 & 12818 |
| Legal Subdivision | S ELMWOOD ADD |
| Legal Block | 306 |
| Jurisdiction | CLARK OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 1400 |
646 S Clairmont Ave is owned and occupied by an individual who bought it in October 1995.
Source: Clark County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 646 S CLAIRMONT AVE, SPRINGFIELD, OH 45505-2451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Line of Credit IH CU INC |
| Nov 4, 2020 | Deed of Trust, Mortgage · Line of Credit IH CU INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 1995 · Amount on File |
| Deed Sale | Oct 10, 1995 · Amount on File |
| Deed Document Number | 4189 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 646 S CLAIRMONT AVE, SPRINGFIELD, OH 45505-2451 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013689 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 2215/2077 |
| Instrument | 202200013689 |
| Name | IH CU INC |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 646 S CLAIRMONT AVE, SPRINGFIELD, OH 45505-2451 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016313 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 2180/3755 |
| Instrument | 202000016313 |
| Name | IH CU INC |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
Source: Clark County assessment roll, as of August 8, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Clark County |
| Municipality | Springfield City |
| Unified School District | Springfield City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $43,590 Land $7,550 Building $36,040 | $124,530 Land $21,560 Building $102,970 | |
| 2024 | $1,517.00 | ||
| 2023 | $30,670 Land $7,170 Building $23,500 | ||
| 2022 | $87,620 Land $20,480 Building $67,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 646 S Clairmont Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 646 S Clairmont Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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