640 S Clairmont Ave, Springfield, OH 45505 Property Records

Clark County property record for 640 S Clairmont Ave, Springfield, OH 45505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,257 sqft · built 1940
Lot Size	0.174 acres (7,601 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Sep 2019)
Tax Bill	$1,398 (2024)
Deeds & Mortgages	May 2024 Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`340-07-00022-306-002`

Property Details

APN / Parcel Number

Primary APN	`340-07-00022-306-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,257 sqft Living Area
1st Floor Area	848 sqft

Exterior

Year Built	Built 1940
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,601 sqft (0.174 acres)
Lot Dimensions	152 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Porch	Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	640 S CLAIRMONT AVE
City	SPRINGFIELD
State	OH
Zip	45505-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH ELMWOOD ADD ALL; 12816
Legal Subdivision	SOUTH ELMWOOD ADD
Legal Block	306
Legal Lot Number	12816
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4016
Census Tract	1400

Owner

640 S Clairmont Ave is owned and occupied by an individual who bought it in September 2019.

Source: Clark County records, as of January 8, 2026

Owner of Record	Individual Name on File
Mailing Address	640 S CLAIRMONT AVE, SPRINGFIELD, OH 45505-2451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Sep 10, 2019	Warranty Deed, Transfer · ARM WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2019 · Amount on File
Deed Sale	Sep 10, 2019 · Amount on File
Prior Sale	Jul 10, 2003 · Amount on File
Deed Document Number	3305
Deed Book / Page	2161 / 3204
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	640 S CLAIRMONT AVE, SPRINGFIELD, OH 45505-2451
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 S CLAIRMONT AVE, SPRINGFIELD, OH 45505-2451

Mortgage

Document Number	0000005234
Date	May 2, 2024
Book Page	2236/3397
Instrument	202400005234

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	1480 UPPER VALLEY PIKE, SPRINGFIELD, OH 45504

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 29, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Sep 10, 2019
Property Address	640 S CLAIRMONT AVE, SPRINGFIELD, OH 45505-2451
Document Number	0000011420
Book / Page	2161 / 3204
Map Reference	VOL 9 PG 13&14
Instrument Date	Aug 30, 2019
Instrument	201900011420
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 S CLAIRMONT AVE, SPRINGFIELD, OH 45505-2451

Mortgage

Document Number	0000011421
Date	Sep 10, 2019
Instrument	201900011421

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9%
Index	1-Year CMT
Margin	3
Max Rate	9%

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,200 Land $6,040 Building $33,160	$112,000 Land $17,250 Building $94,750
2024	$1,398.00
2023		$28,260 Land $5,740 Building $22,520
2022	$1,395.00		$80,720 Land $16,390 Building $64,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 S Clairmont Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 S Clairmont Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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