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646 S Cedar Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 646 S Cedar Ave, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details2,057 sqft · built 1965
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$665,000 (Feb 2021)
Tax Bill$14,781 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Jul 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-12-415-013

Property Details

APN / Parcel Number

Primary APN06-12-415-013

Interior

Building Area2,057 sqft Living Area
Gross Area2,884 sqft
1st Floor Area1,207 sqft
2nd Floor Area850 sqft
Basement Area827 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeBrick
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions13 ft deep x 7 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address646 S CEDAR AVE
CityELMHURST
StateIL
Zip60126-4609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMAC DOUGALLS STRATFORD HILLS ESTS UNIT NO 1
Legal SubdivisionMAC DOUGALLS STRATFORD HILLS ESTS
Legal Lot Number21
Legal Unit1
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group2
Census Block2022
Census Tract844002

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address646 S CEDAR AVE, ELMHURST, IL 60126-4609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FIDELITY MORTGAGE SERVICES
Jul 29, 2020Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 1, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2021 · Amount on Record
Deed SaleFeb 23, 2021 · Amount on Record
Prior SaleJul 29, 2020 · Amount on Record
Deed Document Number202128935
Prior Transfer DateApr 20, 2020
Prior Transfer Doc0000069246
Record UpdatedSep 20, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateFeb 23, 2021
Property Address646 S CEDAR AVE, ELMHURST, IL 60126-4609
Document Number0000028935
Map ReferenceDOC 64-25642
Instrument DateFeb 18, 2021
InstrumentR2021-028935
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyALTIMA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$665.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address646 S CEDAR AVE, ELMHURST, IL 60126-4609

Mortgage

Document Number0000028936
DateFeb 23, 2021
InstrumentR2021-028936
Lender
NameAMERICAN FIDELITY MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJul 29, 2020
Property Address646 S CEDAR AVE, ELMHURST, IL 60126-4609
Document Number0000081084
Instrument DateJul 11, 2020
Instrument81084
Transaction TypeTransfer
Record UpdatedAug 24, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$600.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address710 HIGGINS RD #103 PARK RIDGE IL 600685756, 103, PARK RIDGE, IL 60068-5756

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateJul 1, 2020
Property Address646 S CEDAR AVE, ELMHURST, IL 60126-4609
Document Number0000069246
Instrument DateApr 20, 2020
Instrument69246
Transaction TypeTransfer
Record UpdatedJul 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address860 N KENTUCKY ST ARLINGTON VA 222051317, ARLINGTON, VA 22205-1317

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,781.00 (+82.21%)$263,396 (+88.42%) Land $115,275 Building $148,121$790,188 (+88.42%) Land $345,825 Building $444,363
2022$8,112.00 Homeowner's exemption$139,790 Land $94,990 Building $44,800$419,370 Land $284,970 Building $134,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1979–2013)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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