640 S Cedar Ave, Elmhurst, IL 60126 Property Records

DuPage County property record for 640 S Cedar Ave, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details1,852 sqft · built 1966
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$690,000 (Jun 2021)
Tax Bill$13,934 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APN06-12-415-012

Property Details

APN / Parcel Number

Primary APN06-12-415-012

Interior

Building Area1,852 sqft Living Area
Gross Area2,840 sqft
1st Floor Area814 sqft
2nd Floor Area1,038 sqft
Basement Area988 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeBrick
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions13 ft deep x 7.5 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address640 S CEDAR AVE
CityELMHURST
StateIL
Zip60126-4609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMAC DOUGALLS STRATFORD HILLS ESTS UNIT NO 1
Legal SubdivisionMAC DOUGALLS STRATFORD HILLS ESTS
Legal Lot Number20
Legal Unit1
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group2
Census Block2022
Census Tract844002

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address640 S CEDAR AVE, ELMHURST, IL 60126-4609
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2021Deed, Transfer · Conventional Mortgage
UNITED HOME LOANS INC
Aug 17, 2017Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2021 · Amount on Record
Deed SaleJun 7, 2021 · Amount on Record
Prior SaleAug 17, 2017 · Amount on Record
Deed Document Number202187600
Record UpdatedSep 20, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateJun 7, 2021
Property Address640 S CEDAR AVE, ELMHURST, IL 60126-4609
Document Number0000087600
Map ReferenceDOC R66-45899
Instrument DateApr 22, 2021
InstrumentR2021-087600
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyOLD REPUBLIC NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$690.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address640 S CEDAR AVE, ELMHURST, IL 60126-4609

Mortgage

Document Number0000087602
DateJun 7, 2021
InstrumentR2021-087602
Lender
NameUNITED HOME LOANS INC
TypeMortgage Company
AddressWESTCHESTER, IL 60154
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateAug 17, 2017
Property Address640 S CEDAR AVE, ELMHURST, IL 60126-4609
Document Number0000084610
Instrument DateAug 10, 2017
Instrument84610
Transaction TypeTransfer
Record UpdatedSep 8, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
Tax$937.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address640 S CEDAR AVE ELMHURST IL 601264609, ELMHURST, IL 60126-4609

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,934.00 (+26.71%)$248,770 (+32.78%) Land $123,499 Building $125,271$746,310 (+32.78%) Land $370,497 Building $375,813
2022$10,997.00 Homeowner's exemption$187,360 Land $101,790 Building $85,570$562,080 Land $305,370 Building $256,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1979–2013)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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