Lancaster County property record for 646 Rocky River Rd, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,307 sqft · built 2024 |
| Lot Size | 11 acres (479,596 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,722 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Jul 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0071-00-029.04 |
| Primary APN | 0071-00-029.04 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 3,307 sqft Living Area |
| Gross Area | 6,112 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 479,596 sqft (11 acres) |
| Garage Area | 1,287 sqft |
| Account Number | 101875 |
|---|---|
| Street Address | 646 ROCKY RIVER RD |
| City | LANCASTER |
| State | SC |
| Zip | 29720-7232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 11001 |
Source: Lancaster County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 2427, LANCASTER, SC 29721-2427 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2024 | Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC |
| Jul 20, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 646 ROCKY RIVER RD, LANCASTER, SC 29720-7232 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2427, LANCASTER, SC 29721-2427 |
| Document Number | 0000005555 |
|---|---|
| Date | May 15, 2024 |
| Book Page | 5127/272 |
| Instrument | 2024005555 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 3160 CROW CANYON RD STE 400, SAN RAMON, CA 94583 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jul 20, 2022 |
| Property Address | 646 ROCKY RIVER RD, LANCASTER, SC 29720-7232 |
| Document Number | 0000011955 |
| Book / Page | 1571 / 341 |
| Map Reference | MB 2022 PG 347 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 2022011955 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 2427, LANCASTER, SC 29721-2427 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,722.00 (+418.38%) | $25,433 Land $325 Building $25,108 | $636,721 Land $84,538 Building $552,183 |
| 2024 | $718.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comporium, RiverNet Connect.
5G (outdoors only) and 4G LTE
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