646 River St, Apt E, Fillmore, CA 93015 Property Records

Ventura County property record for 646 River St, Apt E, Fillmore, CA 93015

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 924 sqft · built 1985
Lot Size	0.231 acres (10,077 sqft)
Owner	Individual Name on Record
Last Sale	$271,000 (Dec 2019)
Tax Bill	$3,441 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Mar 2025 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`041-0-310-245`

Property Details

APN / Parcel Number

Primary APN	`041-0-310-245`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	924 sqft Living Area
2nd Floor Area	924 sqft
Upper Floors Area	58 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	10,077 sqft (0.231 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	58 sqft

Location & Zoning

Street Address	646 RIVER ST, E
City	FILLMORE
State	CA
Zip	93015-1934
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RA
Legal Description	TRACT: 379201 LOT: 4 REF: 99 MR 30 CONDO PLAN: 6/4/2026
Legal Subdivision	TRACT NO 3792 1
Legal Tract	379201
Legal Block	310
Legal Lot Number	4
Jurisdiction	VENTURA CA
Township / Civil Division	FILLMORE
Census Block Group	1
Census Block	1036
Census Tract	302

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	646 RIVER ST, E, FILLMORE, CA 93015-1934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOGIX FCU
Mar 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage E & E FINANCIAL GROUP INC
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE WEST MORTGAGE
Dec 24, 2019	Grant Deed, Transfer · Conventional Mortgage ALLIANCE WEST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2019 · Amount on Record
Deed Sale	Dec 24, 2019 · Amount on Record
Deed Document Number	2019163685
Prior Transfer Date	Apr 15, 2002
Prior Transfer Doc	0000104580
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	646 RIVER ST APT E, E, FILLMORE, CA 93015-1934
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 RIVER ST E, FILLMORE, CA 93015-1934

Mortgage

Document Number	0000066237
Date	Jun 13, 2022
Instrument	2022000066237

Lender

Name	LOGIX FCU
Type	Credit Union
Address	VALENCIA, CA 91355

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	646 RIVER ST APT E, E, FILLMORE, CA 93015-1934
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 RIVER ST E, FILLMORE, CA 93015-1934

Mortgage

Document Number	0000017536
Date	Mar 17, 2025
Instrument	2025000017536

Lender

Name	E & E FINANCIAL GROUP INC
Type	Mortgage Company
Address	ALBUQUERQUE, NM 87107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	646 RIVER ST APT E, E, FILLMORE, CA 93015-1934
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 RIVER ST E, FILLMORE, CA 93015-1934

Mortgage

Document Number	0000227867
Date	Dec 24, 2020
Instrument	20201224-00227867

Lender

Name	ALLIANCE WEST MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 24, 2019
Property Address	646 RIVER ST APT E, E, FILLMORE, CA 93015-1934
Document Number	0000163685
Map Reference	MB 99 PG 30&31
Instrument Date	Dec 6, 2019
Instrument	20191224-00163685
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 RIVER ST APT E, E, FILLMORE, CA 93015-1934

Mortgage

Document Number	0000163686
Date	Dec 24, 2019
Instrument	20191224-00163686

Lender

Name	ALLIANCE WEST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Fillmore City
Unified School District	Fillmore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$301,856 (+2%) Land $196,331 Building $105,525
2025	$3,441.00 (+7.2%) Homeowner's exemption	$295,938 (+4.04%) Land $192,482 Building $103,456
2024	$3,210.00 (+1.39%)
2023	$3,166.00 (+8.24%) Homeowner's exemption	$284,448 Land $185,008 Building $99,440
2022	$2,925.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	7 (1978–2024)
Most Recent Claim	Feb 2024 · Severe Winter Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FILLMORE WATER DEPT serves 16,419 people · EPA ID CA5610002
Water Source	Groundwater
Last State Inspection	Mar 2023
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rocket Broadband Fixed Wireless	150 / 50

May also be available: GeoLinks.

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