646 River St, Apt A, Fillmore, CA 93015 Property Records

Ventura County property record for 646 River St, Apt A, Fillmore, CA 93015

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 924 sqft · built 1985
Lot Size	0.231 acres (10,077 sqft)
Owner	Company Name on Record
Last Sale	$97,000 (Dec 2011)
Tax Bill	$1,391 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`041-0-310-125`

Property Details

APN / Parcel Number

Primary APN	`041-0-310-125`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	10,077 sqft (0.231 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	72 sqft

Location & Zoning

Street Address	646 RIVER ST, A
City	FILLMORE
State	CA
Zip	93015-1934
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3PD
Legal Description	TRACT: 379201 LOT: 2 REF: 99 MR 30 CONDO PLAN: 3/1/2026
Legal Subdivision	RIVERERA PARK ESTATES
Legal Tract	379201
Legal Block	310
Legal Lot Number	2
Jurisdiction	VENTURA CA
Township / Civil Division	FILLMORE
Census Block Group	1
Census Block	1036
Census Tract	302

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	646 RIVER ST, A, FILLMORE, CA 93015-1934
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 16, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2011 · Amount on Record
Deed Sale	Dec 1, 2011 · Amount on Record
Prior Sale	Jun 14, 2011 · Amount on Record
Deed Document Number	2011182512
Last Transfer Date	Apr 25, 2019
Transfer Doc	0000047664
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	646 RIVER ST APT A, A, FILLMORE, CA 93015-1934
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 RIVER ST A, A, FILLMORE, CA 93015-1934

Mortgage

Document Number	0000191417
Date	Oct 20, 2021
Instrument	20211020-00191417

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	May 1, 2019
Property Address	646 RIVER ST APT A, A, FILLMORE, CA 93015-1934
Document Number	0000047664
Instrument Date	Apr 25, 2019
Instrument	47664
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	646 RIVER ST #A FILLMORE CA 930151934, A, FILLMORE, CA 93015-1934

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Mar 16, 2017
Property Address	646 RIVER ST APT A, A, FILLMORE, CA 93015-1934
Document Number	0000036534
Map Reference	MB99 PG30&31
Instrument Date	Mar 8, 2017
Instrument	20170316-00036534
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 RIVER ST APT A, A, FILLMORE, CA 93015-1934

Mortgage

Document Number	0000036535
Date	Mar 16, 2017
Instrument	20170316-00036535

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Fillmore City
Unified School District	Fillmore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$123,724 (+2%) Land $61,864 Building $61,860
2025	$1,391.00 (+7.08%) Homeowner's exemption	$121,299 (+4.04%) Land $60,651 Building $60,648
2024	$1,299.00 (+1.41%)
2023	$1,281.00 (+8.19%) Homeowner's exemption	$116,590 Land $58,296 Building $58,294
2022	$1,184.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	7 (1978–2024)
Most Recent Claim	Feb 2024 · Severe Winter Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FILLMORE WATER DEPT serves 16,419 people · EPA ID CA5610002
Water Source	Groundwater
Last State Inspection	Mar 2023
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rocket Broadband Fixed Wireless	150 / 50

May also be available: GeoLinks.

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