Stearns County property record for 646 River Ridge Rd, Saint Cloud, MN 56301 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,601 sqft · built 2015 |
| Lot Size | 1.04 acres (45,433 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,000 (Nov 2013) |
| Tax Bill | $13,708 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-57171-0009 |
| Primary APN | 92-57171-0009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,601 sqft Living Area |
| Gross Area | 2,934 sqft |
| 1st Floor Area | 1,376 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 45,433 sqft (1.04 acres) |
| Lot Width | 165 ft Width |
| Garage Type | Attached |
| Garage Area | 1,546 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 646 RIVER RIDGE RD |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 002 BLK 001 WATERSIDE WAY SECTION 27 TOWNSHIP 125 RANGE 028 SECTION 27 TOWNSHIP 125 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 125 |
| Legal Section | 27 |
| Legal Subdivision | WATERSIDE WAY |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | SARTELL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 304 |
Source: Stearns County records · APN 92-57171-0009
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 646 RIVERSIDE AVE S, SARTELL, MN 56377-2009 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2013 · Amount on Record |
| Deed Sale | Nov 01, 2013 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Sartell City |
| Unified School District | Sartell-St. Stephen School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,708.00 (+17.77%) | $783,100 (-13.57%) Land $135,200 Building $647,900 | $783,100 (-13.57%) Land $135,200 Building $647,900 |
| 2025 | $906,100 (+5.45%) Land $128,800 Building $777,300 | $906,100 (+5.45%) Land $128,800 Building $777,300 | |
| 2023 | $11,640.00 | $859,300 Land $128,800 Building $730,500 | $859,300 Land $128,800 Building $730,500 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 116 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Lumen Technologies, BIF IV Intrepid HoldCo. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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