Stearns County property record for 638 River Ridge Rd, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,414 sqft · built 2017 |
| Lot Size | 0.928 acres (40,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $127,000 (May 2010) |
| Tax Bill | $14,250 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-57171-0008 |
| Primary APN | 92-57171-0008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,414 sqft Living Area |
| 1st Floor Area | 3,414 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 40,424 sqft (0.928 acres) |
| Lot Width | 143 ft Width |
| Garage Type | Attached |
| Garage Area | 1,168 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 638 RIVER RIDGE RD |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLK 001 WATERSIDE WAY SECTION 27 TOWNSHIP 125 RANGE 028 SECTION 27 TOWNSHIP 125 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 125 |
| Legal Section | 27 |
| Legal Subdivision | WATERSIDE WAY |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | SARTELL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 304 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 638 RIVERSIDE AVE S, SARTELL, MN 56377-2009 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2010 · Amount on Record |
| Deed Sale | May 13, 2010 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Sartell City |
| Unified School District | Sartell-St. Stephen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,250.00 (+17.67%) | $812,200 (-13.45%) Land $127,600 Building $684,600 | $812,200 (-13.45%) Land $127,600 Building $684,600 |
| 2025 | $938,400 (+4.44%) Land $121,500 Building $816,900 | $938,400 (+4.44%) Land $121,500 Building $816,900 | |
| 2023 | $12,110.00 | $898,500 Land $121,500 Building $777,000 | $898,500 Land $121,500 Building $777,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sartell serves 20,300 people · EPA ID MN1730036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: CenturyLink, Intrepid Fiber Networks.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures