646 Pontius Rd, Cincinnati, OH 45233 Property Records

Hamilton County property record for 646 Pontius Rd, Cincinnati, OH 45233

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 936 sqft · built 1958
Lot Size0.66 acres (28,793 sqft)
OwnerIndividual Name on Record
Last Sale$92,000 (Oct 2019)
Tax Bill$2,978 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN540-0120-0140-00

Property Details

APN / Parcel Number

Primary APN540-0120-0140-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft
Basement Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area28,793 sqft (0.66 acres)
Lot Dimensions360 ft deep x 80 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address646 PONTIUS RD
CityCINCINNATI
StateOH
Zip45233-4534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPONTIUS RD 80 X 360.49 LOT 6 PONTIUS HTS SUB
Legal SubdivisionPONTIUS HEIGHTS SUB
Legal Lot Number6
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group4
Census Block4001
Census Tract21302

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address646 PONTIUS RD, CINCINNATI, OH 45233-4534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
EAGLE SAVINGS BANK
Oct 2, 2019Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Jun 29, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2019 · Amount on Record
Deed SaleOct 2, 2019 · Amount on Record
Deed Document Number0000085081
Deed Book / Page014014 / 000882
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address646 PONTIUS RD, CINCINNATI, OH 45233-4534
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040134
DateMar 31, 2021
Book Page14386/727
Instrument2021-0040134
Lender
NameEAGLE SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45248
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 2, 2019
Property Address646 PONTIUS RD, CINCINNATI, OH 45233-4534
Document Number0000085081
Book / Page014014 / 000882
Instrument DateSep 30, 2019
Instrument85081
Transaction TypeTransfer
Record UpdatedNov 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$368.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 PONTIUS RD CINCINNATI OH 452334534, CINCINNATI, OH 45233-4534

Mortgage

Document Number85082
DateOct 2, 2019
Book Page014014/000884
Instrument85082
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

June 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionHAMILTON OH
Recording DateJun 29, 2017
Property Address646 PONTIUS RD, CINCINNATI, OH 45233-4534
Document Number0000058599
Book / Page013449 / 001021
Instrument DateJun 27, 2017
Instrument58599
Transaction TypeTransfer
Record UpdatedNov 13, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 PONTIUS RD CINCINNATI OH 452334534, CINCINNATI, OH 45233-4534

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,978.00 (+2.51%)$50,138 (-) Land $23,898 Building $26,240
2024$2,905.00 (-0.31%)$50,138 (-) Land $23,898 Building $26,240
2023$2,914.00 (+38.43%)$50,138 (+55.7%) Land $23,898 Building $26,240$143,250 (+55.71%) Land $68,280 Building $74,970
2022$2,105.00 Homeowner's exemption$32,201 Land $22,173 Building $10,028
2020$92,000 Land $63,350 Building $28,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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