Hamilton County property record for 645 Pontius Rd, Cincinnati, OH 45233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,013 sqft · built 1994 |
| Lot Size | 1.03 acres (45,085 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Mar 2022) |
| Tax Bill | $9,065 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0120-0032-00 |
| Primary APN | 540-0120-0032-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,013 sqft Living Area |
| Gross Area | 4,747 sqft |
| 1st Floor Area | 1,254 sqft |
| 2nd Floor Area | 1,759 sqft |
| Basement Area | 1,254 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 45,085 sqft (1.03 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 302 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 645 PONTIUS RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45233-4535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | REAR RAPID RUN RD1.133 AC R1- T3- S30 SW |
| Legal Subdivision | RICHARD C DALES ESTATE |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 21302 |
645 Pontius Rd is owned and occupied by two individuals who bought it in March 2022.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 PONTIUS RD, CINCINNATI, OH 45233-4535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage GENERAL ELECTRIC CU |
| Oct 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2022 · Amount on File |
| Deed Sale | Mar 3, 2022 · Amount on File |
| Prior Sale | Oct 1, 2020 · Amount on File |
| Deed Document Number | 202223126 |
| Deed Book / Page | 14616 / 1052 |
| Prior Transfer Date | Apr 24, 1997 |
| Prior Transfer Doc | 0000059535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 3, 2022 |
| Property Address | 645 PONTIUS RD, CINCINNATI, OH 45233-4535 |
| Document Number | 0000023126 |
| Book / Page | 14616 / 1052 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022-0023126 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 645 PONTIUS RD, CINCINNATI, OH 45233-4535 |
| Document Number | 0000023127 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 2022-0023127 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Mar 1, 2037 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 4.5% |
| Index | 1-Year CMT |
| Max Rate | 8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 1, 2020 |
| Property Address | 645 PONTIUS RD, CINCINNATI, OH 45233-4535 |
| Document Number | 0000101414 |
| Book / Page | 14265 / 2732 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 2020-0101414 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,559.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 645 PONTIUS RD, CINCINNATI, OH 45233-4535 |
| Document Number | 0000101415 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 2020-0101415 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 645 Pontius Rd was $9,065, up 2.2% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,065.00 (+2.2%) | $152,250 (-) Land $26,852 Building $125,398 | $435,000 Land $76,720 Building $358,280 |
| 2024 | $8,870.00 (-0.1%) | $152,250 (-) Land $26,852 Building $125,398 | |
| 2023 | $8,879.00 (+19.57%) | $152,250 (+34.53%) Land $26,852 Building $125,398 | $435,000 Land $76,720 Building $358,280 |
| 2022 | $7,426.00 Homeowner's exemption | $113,169 Land $24,913 Building $88,256 | |
| 2020 | $323,340 Land $71,180 Building $252,160 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 645 Pontius Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 645 Pontius Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures