Montgomery County property record for 646 Pine Needles Dr, Dayton, OH 45458
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,257 sqft · built 1984 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $100,000 (Aug 2001) |
| Tax Bill | $3,259 (2024) |
| Deeds & Mortgages | Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | O67 50621 0061 |
| Primary APN | O67 50621 0061 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,257 sqft Living Area |
| 1st Floor Area | 1,257 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Lot Area | 1,307 sqft |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 646 PINE NEEDLES DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45458-3384 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BLDG 26 UNIT 133 PINEHURST CONDO SEC. 23 & GARAGE |
| Legal Subdivision | PINEHURST CONDO SEC. 2 |
| Legal Lot Number | 61 |
| Legal Unit | 133 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 40403 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 646 PINE NEEDLES DR, DAYTON, OH 45458-3384 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2001 · Amount on Record |
| Deed Sale | Aug 23, 2001 · Amount on Record |
| Deed Document Number | 0000584A02 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 646 PINE NEEDLES DR, DAYTON, OH 45458-3384 |
| Document Number | 0000013316 |
| Instrument Date | Feb 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2019 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 646 PINE NEEDLES DR CENTERVILLE OH 454583384, CENTERVILLE, OH 45458-3384 |
| Document Number | 0000013316 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 13316 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,650 (-) Land $10,780 Building $47,870 | ||
| 2024 | $3,259.00 (+6.5%) | ||
| 2023 | $3,060.00 (+32.99%) | $58,650 (+53.86%) Land $10,780 Building $47,870 | $167,580 (+53.87%) Land $30,800 Building $136,780 |
| 2022 | $2,301.00 | $38,120 Land $7,000 Building $31,120 | |
| 2020 | $108,910 Land $20,000 Building $88,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: altafiber Network Solutions.
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