San Joaquin County property record for 646 Palm Ave, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1948 |
| Square Footage | 1,048 sqft Living Area |
| Lot Size | 6,972 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $390,000 (2021) |
| Tax Bill | $4,579.00 (2025) |
| Primary APN | 259-240-530-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,048 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Tilt-Up Concrete Construction |
| Lot Area | 6,972 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 646 PALM AVE |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-2608 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 06-FM 34/PT OF 33/PT TO 51/52 06062270/06069306 |
| Legal Subdivision | HUGHES TRACT |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 2 |
| Census Block | 2018 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 259-240-530-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 646 PALM AVE, RIPON, CA 95366-2608 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 28, 2021 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage SUMMIT FUNDING INC |
| Jul 16, 2018 | Quit Claim Deed, Transfer · Line of Credit BANK OF STOCKTON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 28, 2021 · Amount on Record |
| Deed Sale | Jan 28, 2021 · Amount on Record |
| Prior Sale | Jul 16, 2018 |
| Deed Doc Number | 2021-016157 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 28, 2021 |
| Property Address | 646 PALM AVE, RIPON, CA 95366-2608 |
| Document Number | 0000016157 |
| Map Reference | VOL 5 PG 14 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2021-016157 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | CYPRESS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 646 PALM AVE, RIPON, CA 95366-2608 |
| Document Number | 0000016158 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 2021-016158 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Number | 0000016159 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 2021-016159 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 16, 2018 |
| Property Address | 646 PALM AVE, RIPON, CA 95366-2608 |
| Document Number | 0000078262 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 78262 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2018 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1282 CAMERON LN RIPON CA 953669441, RIPON, CA 95366-9441 |
| Document Number | 78263 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 78263 |
| Name | BANK OF STOCKTON |
|---|---|
| Type | Bank |
| Address | STOCKTON, CA 95201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,579.00 (+3.79%) | $422,147 (+4.04%) Land $102,830 Building $319,317 |
| 2023 | $4,412.00 (+1.64%) | $405,756 Land $98,838 Building $306,918 |
| 2022 | $4,341.00 |
646 Palm Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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