San Joaquin County property record for 643 Palm Ave, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1938 |
| Square Footage | 1,192 sqft Living Area |
| Lot Size | 12,054 sqft (0.276 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $410,000 (2007) |
| Tax Bill | $5,457.00 (2025) |
| Primary APN | 259-240-480-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,192 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1938 |
|---|---|
| Architectural Style | Custom Design Style |
| Construction Type | Wood Construction |
| Lot Area | 12,054 sqft (0.276 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 643 PALM AVE |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-2607 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 78-FORM 259-240-37 & 259-140-04 PER APPR |
| Legal Subdivision | HUGHES TRACT |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 259-240-480-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 643 PALM AVE, RIPON, CA 95366-2607 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 23, 2007 · Amount on Record |
| Deed Sale | Feb 23, 2007 · Amount on Record |
| Prior Sale | Dec 09, 2014 |
| Deed Doc Number | 0000040082 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 643 PALM AVE, RIPON, CA 95366-2607 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 643 PALM AVE, RIPON, CA 95366-2607 |
| Document Number | 0000068168 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2022-068168 |
| Name | GEORGIAS OWN CU |
|---|---|
| Type | Credit Union |
| Address | ATLANTA, GA 30303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 643 PALM AVE, RIPON, CA 95366-2607 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2022 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|---|
| Address | 643 PALM AVE, RIPON, CA 95366-2607 |
| Document Number | 0000123990 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020-123990 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2040 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,457.00 (+13.83%) Homeowner's exemption | $506,000 (+14.3%) Land $150,000 Building $356,000 |
| 2023 | $4,794.00 (-14.51%) Homeowner's exemption | $442,700 Land $130,000 Building $312,700 |
| 2022 | $5,608.00 |
643 Palm Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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