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646 Oak St, Boynton Beach, FL 33435 Property Records

Palm Beach County property record for 646 Oak St, Boynton Beach, FL 33435

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 867 sqft · built 1954
Lot Size0.151 acres (6,608 sqft)
OwnerIndividual Name on File
Last Sale$339,900 (Jun 2021)
Tax Bill$6,967 (2025)
Deeds & MortgagesJun 2021 Sale
Flood ZoneZone AE (high risk)
APN08-43-45-15-06-002-0040

Property Details

APN / Parcel Number

Primary APN08-43-45-15-06-002-0040

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area867 sqft Living Area
Gross Area952 sqft
1st Floor Area867 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1977
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,608 sqft (0.151 acres)
Lot Dimensions132 ft deep x 50 ft wide
Garage Area400 sqft
PorchFinished/Screened Porch
Porch Area85 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address646 OAK ST
CityBOYNTON BEACH
StateFL
Zip33435-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionW S SHEPARDS SUB LTS 4 & 5 BLK 2
Legal Range43E
Legal Township45S
Legal Section15
Legal SubdivisionSHEPARDS SUB
Legal Block2
Legal Lot Number4,5 5
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group4
Census Block4006
Census Tract5702

Owner

646 Oak St is owned by an individual who bought it in June 2021.

Source: Palm Beach County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address610 S LAKE DR, LANTANA, FL 33462-4622
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2021 · Amount on File
Deed SaleJun 15, 2021 · Amount on File
Prior SaleAug 21, 1998 · Amount on File
Deed Document Number20210276068
Deed Book / Page32585 / 677
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateJun 15, 2021
Property Address646 OAK ST, BOYNTON BEACH, FL 33435-2807
Document Number0325850677
Book / Page32585 / 677
Map ReferenceMB 8 PG 8
Instrument DateJun 4, 2021
Instrument20210276068
Transaction TypeTransfer
Record UpdatedJul 9, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$2,379.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address205 NE 3RD ST # ST103, 205, BOYNTON BEACH, FL 33435-3850

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 S LAKE DR, LANTANA, FL 33462-4622

Tax Assessment & Valuation

The 2025 property tax bill for 646 Oak St was $6,967.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBoynton Beach City
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,967.00$329,766 Land $241,080 Building $88,686$329,766 Land $241,080 Building $88,686
2023$3,700.00 (-40.29%)$343,349 (+20.32%) Land $235,705 Building $107,644$343,349 (+20.32%) Land $235,705 Building $107,644
2022$6,197.00$285,363 Land $198,405 Building $86,958$285,363 Land $198,405 Building $86,958

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 Oak St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 252 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies415 units insured
incl. 163 condo units
Nearby Flood Claims59 (1979–2017)
Claims Outside the SFHA10 of 59
Most Recent ClaimOct 2017 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Irene, Oct 1999 · 10 claims
  • Tropical Storm Mitch, Nov 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOYNTON BEACH PWS
serves 112,000 people · EPA ID FL4500145
Water SourceGroundwater
Last State InspectionJan 2023
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Hotwire Communications, Verizon.

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