Palm Beach County property record for 645 Oak St, Boynton Beach, FL 33435
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 828 sqft · built 1956 |
| Lot Size | 0.158 acres (6,917 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Apr 2021) |
| Tax Bill | $3,313 (2025) |
| Deeds & Mortgages | Apr 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 08-43-45-15-06-001-0040 |
| Primary APN | 08-43-45-15-06-001-0040 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 828 sqft Living Area |
| Gross Area | 888 sqft |
| 1st Floor Area | 828 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,917 sqft (0.158 acres) |
| Lot Dimensions | 138 ft deep x 50 ft wide |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 645 OAK ST |
|---|---|
| City | BOYNTON BEACH |
| State | FL |
| Zip | 33435-2806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | W S SHEPARDS SUB LOTS 4 & 5 BLK 1 |
| Legal Range | 43E |
| Legal Township | 45S |
| Legal Section | 15 |
| Legal Subdivision | SHEPARDS SUB |
| Legal Block | 1 |
| Legal Lot Number | 4,5 5 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 5702 |
645 Oak St is owned and occupied by an individual who bought it in April 2021.
Source: Palm Beach County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 645 OAK ST, BOYNTON BEACH, FL 33435-2806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2021 · Amount on File |
| Deed Sale | Apr 7, 2021 · Amount on File |
| Prior Sale | Nov 18, 1998 · Amount on File |
| Deed Document Number | 20210155717 |
| Deed Book / Page | 32360 / 1733 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Apr 7, 2021 |
| Property Address | 645 OAK ST, BOYNTON BEACH, FL 33435-2806 |
| Document Number | 0323601733 |
| Book / Page | 32360 / 1733 |
| Map Reference | MB 8 PG 8 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 20210155717 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | TRILOGY TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 645 OAK ST, BOYNTON BEACH, FL 33435-2806 |
The 2025 property tax bill for 645 Oak St was $3,313 with a homeowner's exemption.
Source: Palm Beach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Boynton Beach City |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,313.00 Homeowner's exemption | $190,254 | $311,145 Land $222,516 Building $88,629 |
| 2023 | $3,092.00 (+1.95%) Homeowner's exemption | $179,507 (+3%) | $326,739 (+20.01%) Land $217,436 Building $109,303 |
| 2022 | $3,033.00 Homeowner's exemption | $174,279 | $272,260 Land $183,027 Building $89,233 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Oak St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 252 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 415 units insured incl. 163 condo units |
| Nearby Flood Claims | 59 (1979–2017) |
| Claims Outside the SFHA | 10 of 59 |
| Most Recent Claim | Oct 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures