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546 N 7th St, Forest City, IA 50436 Property Records

Winnebago County property record for 546 N 7th St, Forest City, IA 50436

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,382 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$123,500 (Jan 2023)
Tax Bill$1,814 (2025)
Deeds & MortgagesOct 2023 Second Mortgage
Nov 2005 Mortgage
+ 3 more
APN1135230005

Property Details

APN / Parcel Number

Primary APN1135230005

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,382 sqft Living Area
1st Floor Area672 sqft
Basement Area672 sqft
Unfinished Basement672 sqft
Game RoomGame Room
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area117 sqft
Deck Area244 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address546 N 7TH ST
CityFOREST CITY
StateIA
Zip50436-1221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description35 98 24 LOT 1 BLK 13
Legal Range24W
Legal Township098
Legal Section35
Legal SubdivisionFC (ORIGINAL TOWN)
Legal Block13
Legal Lot Number1
JurisdictionWINNEBAGO IA
Township / Civil DivisionFOREST
Census Block Group5
Census Block5003
Census Tract680300

Owner

Source: Winnebago County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address546 N 7TH ST, FOREST CITY, IA 50436-1221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CLEAR LAKE BANK AND TRUST CO
Nov 9, 2005Deed of Trust, Mortgage
MANUFATURERS BANK & TRUST COMPANY
Nov 20, 2015Deed of Trust, Mortgage · Conventional Mortgage
NORTH IOWA COMMUNITY CU
Jan 23, 2023Warranty Deed, Transfer · Conventional Mortgage
CLEAR LAKE BANK & TRUST CO
May 6, 2010Warranty Deed, Transfer · Conventional Mortgage
MANUFACTURERS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2023 · Amount on Record
Deed SaleJan 23, 2023 · Amount on Record
Prior SaleMay 6, 2010 · Amount on Record
Deed Document Number202395
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IA
Property Address546 N 7TH ST, FOREST CITY, IA 50436-1221
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020231267
DateOct 16, 2023
Instrument2023-1267
Lender
NameCLEAR LAKE BANK AND TRUST CO
TypeBank
AddressCLEAR LAKE, IA 50428
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term63 Months
DueJan 1, 2029

November 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IA
Property Address546 N 7TH ST, FOREST CITY, IA 50436-1221
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052209
DateNov 9, 2005
Instrument05-2209
Lender
NameMANUFATURERS BANK & TRUST COMPANY
AddressFOREST CITY, IA 50436
Agreement
AmountAmount Recorded
Term180 Months
DueNov 15, 2020
Interest
Rate TypeAdjustable Rate

November 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IA
Property Address546 N 7TH ST, FOREST CITY, IA 50436-1221
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020151775
DateNov 20, 2015
Instrument2015-1775
Lender
NameNORTH IOWA COMMUNITY CU
TypeCredit Union
AddressMASON CITY, IA 50401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueDec 1, 2025

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IA
Recording DateJan 23, 2023
Property Address546 N 7TH ST, FOREST CITY, IA 50436-1221
Document Number0020230095
Instrument DateJan 20, 2023
Instrument2023-0095
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$196.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address546 N 7TH ST, FOREST CITY, IA 50436-1221

Mortgage

Document Number0020230096
DateJan 23, 2023
Instrument2023-0096
Lender
NameCLEAR LAKE BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

May 2010: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IA
Recording DateMay 6, 2010
Property Address546 N 7TH ST, FOREST CITY, IA 50436-1221
Document Number02010/0579
Book / Page2010 / 0579
Instrument DateMay 4, 2010
Instrument2010-0579
Transaction TypeTransfer
Record UpdatedNov 5, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$103.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address546 N 7TH ST, FOREST CITY, IA 50436-1221

Mortgage

Document Number02010/0582
DateMay 6, 2010
Book Page2010/0582
Instrument2010-0582
Lender
NameMANUFACTURERS BANK & TRUST CO
AddressFOREST CITY, IA 50436
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2040

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinnebago County
MunicipalityForest City
Unified School DistrictForest City Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$122,920 (+2.48%) Land $20,460 Building $102,460$122,920 (+2.48%) Land $20,460 Building $102,460
2025$1,814.00 (-5.32%) Homeowner's exemption$119,940 (+9.02%) Land $20,460 Building $99,480$119,940 (+9.02%) Land $20,460 Building $99,480
2024$1,916.00 (+5.86%)
2023$110,020 (+22.39%) Land $18,480 Building $91,540$110,020 (+22.39%) Land $18,480 Building $91,540
2022$1,810.00 Homeowner's exemption$89,890 Land $18,760 Building $71,130
2021$89,890 Land $18,760 Building $71,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOREST CITY WATER SUPPLY
serves 4,285 people · EPA ID IA9525047
Water SourceGroundwater
Last State InspectionJun 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Winnebago Cooperative Telecom Association
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Windstream
DSL · Fiber in parts of the area		200 / 20
GigFire
Fixed Wireless		150 / 130
T-Mobile
Fixed Wireless		100 / 20

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