646 Mountaintop Rd, Mc Henry, MD 21541 Property Records

Garrett County property record for 646 Mountaintop Rd, Mc Henry, MD 21541

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,313 sqft · built 2004
Lot Size	0.584 acres (25,459 sqft)
Owner	2 Individual Names on File
Last Sale	$885,000 (Jun 2018)
Tax Bill	$10,728 (2023)
Deeds & Mortgages	Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-074168`

Property Details

APN / Parcel Number

Primary APN	`18-074168`
Alternative APN	`074168`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,313 sqft Total Area
1st Floor Area	1,848 sqft
Basement Area	1,728 sqft
Finished Basement	1,728 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Logs
Roof Material	Composition Shingle
Lot Area	25,459 sqft (0.584 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	512 sqft
Deck Area	350 sqft
Balcony	Balcony
Balcony Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	074168
Street Address	646 MOUNTAINTOP RD
City	MC HENRY
State	MD
Zip	21541-1583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25459 SQ FT LOT 42 DEEP CREEK HIGHLANDS WES
Legal Subdivision	DEEP CREEK
Legal Lot Number	42
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	2
Census Block	2035
Census Tract	502

Owner

Source: Garrett County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 FIRWOOD CT, COCKEYSVILLE, MD 21030-1705
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Jun 24, 2003 · Amount on Record
Deed Document Number	0002079388
Deed Book / Page	2079 / 388
Record Updated	Jun 7, 2026

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Jun 22, 2018
Property Address	646 MOUNTAINTOP RD, MC HENRY, MD 21541-1583
Document Number	0020790388
Book / Page	002079 / 000388
Instrument Date	Jun 13, 2018
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$885.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 FIRWOOD CT COCKEYSVILLE MD 210301705, COCKEYSVILLE, MD 21030-1705

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,728.00	$801,800 Land $184,600 Building $617,200	$801,800 Land $184,600 Building $617,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEP CREEK LAKE WATER SERVICE AREA serves 5,502 people · EPA ID MD1111096
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Communications Fiber	1,000 / 1,000

May also be available: Declaration Networks Group, Xfinity.

Nearby Properties on Mountaintop Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures