Garrett County property record for 397 Mountaintop Rd, Mc Henry, MD 21541
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,852 sqft · built 2006 |
| Lot Size | 0.574 acres (25,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Jul 2015) |
| Tax Bill | $9,958 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-075113 |
| Primary APN | 18-075113 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,852 sqft Total Area |
| Basement Area | 1,188 sqft |
| Finished Basement | 1,188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 25,000 sqft (0.574 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 246 sqft |
| Deck Area | 40 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 075113 |
|---|---|
| Street Address | 397 MOUNTAINTOP RD |
| City | MC HENRY |
| State | MD |
| Zip | 21541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 25000 SQ FT LOT 89 DEEP CREEK HIGHLANDS WES |
| Legal Subdivision | DEEP CREEK |
| Legal Lot Number | 89 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 6, SANG RUN |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 502 |
397 Mountaintop Rd is owned by two individuals who bought it in July 2015.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1795 STONE RIDGE DR, HINCKLEY, OH 44233-9129 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2015 · Amount on File |
| Deed Sale | Jul 2, 2015 · Amount on File |
| Prior Sale | Apr 3, 2007 · Amount on File |
| Deed Book / Page | 1880 / 430 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 397 Mountaintop Rd was $9,958.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,958.00 | $789,100 Land $110,000 Building $679,100 | $789,100 Land $110,000 Building $679,100 |
| 2023 | $7,357.00 | $549,900 Land $110,000 Building $439,900 | $549,900 Land $110,000 Building $439,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 397 Mountaintop Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 397 Mountaintop Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEEP CREEK LAKE WATER SERVICE AREA serves 5,502 people · EPA ID MD1111096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Communications Fiber | 1,000 / 1,000 |
May also be available: Pogozone powered by Neubeam, Xfinity.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures