646 Lore Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 646 Lore Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,482 sqft · built 1949
Lot Size	0.336 acres (14,636 sqft)
Owner	2 Individual Names on File
Last Sale	$37,000 (Feb 1996)
Tax Bill	$1,124 (2026)
Deeds & Mortgages	Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3623-36-7024`

Property Details

APN / Parcel Number

Primary APN	`3623-36-7024`
Alternative APNs	`362310367024` `269172` `295919` `315562` `21781`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,636 sqft (0.336 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	315562
Street Address	646 LORE RD
City	LINCOLNTON
State	NC
Zip	28092-7818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Description	ELM GROVE SEAGLE1220
Legal Subdivision	JAMES LOHR ESTATE PROP
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	4
Census Block	4025
Census Tract	70800

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	646 LORE RD, LINCOLNTON, NC 28092-7818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 1996 · Amount on File
Deed Sale	Feb 29, 1996 · Amount on File
Deed Book / Page	932 / 488
Last Transfer Date	Mar 3, 2023
Transfer Doc	0003233224
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Mar 3, 2023
Property Address	646 LORE RD, LINCOLNTON, NC 28092-7818
Document Number	0003233224
Book / Page	3233 / 224
Map Reference	MB A PG 28A
Instrument Date	Mar 3, 2023
Instrument	664312
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	646 LORE RD, LINCOLNTON, NC 28092-7818

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,124.00 (+103.62%)	$155,215 (-) Land $27,078 Building $128,137	$155,215 (-) Land $27,078 Building $128,137
2023	$552.00	$155,215 Land $27,078 Building $128,137	$155,215 Land $27,078 Building $128,137

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20