Lincoln County property record for 626 Lore Rd, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,678 sqft · built 1950 |
| Lot Size | 0.458 acres (19,950 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $624 (Feb 2022) |
| Tax Bill | $1,701 (2026) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Sep 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3623-36-9128 |
| Primary APN | 3623-36-9128 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,678 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 19,950 sqft (0.458 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 289680 |
|---|---|
| Street Address | 626 LORE RD |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-7818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-25 |
| Legal Description | HOMESITE RD 1008 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 70800 |
Source: Lincoln County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 626 LORE RD, LINCOLNTON, NC 28092-7818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Sep 8, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Jan 29, 2021 | Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP |
| Jun 11, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on Record |
| Deed Sale | Feb 16, 2022 · Amount on Record |
| Prior Sale | Sep 8, 2021 · Amount on Record |
| Deed Document Number | 2022647582 |
| Deed Book / Page | 3137 / 246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 16, 2022 |
| Property Address | 626 LORE RD, LINCOLNTON, NC 28092-7818 |
| Document Number | 0003137246 |
| Book / Page | 3137 / 246 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 647582 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Title Company | CHICAGO TITLE COMPANY, OSN CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $624.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1037 REEPSVILLE RD, LINCOLNTON, NC 28092-9585 |
| Document Number | 0000647583 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 647583 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 8, 2021 |
| Property Address | 626 LORE RD, LINCOLNTON, NC 28092-7818 |
| Document Number | 0003081977 |
| Book / Page | 3081 / 977 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 638321 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4124 BORDEAUX DR, DENVER, NC 28037-7672 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 29, 2021 |
| Property Address | 626 LORE RD, LINCOLNTON, NC 28092-7818 |
| Document Number | 0003000958 |
| Book / Page | 3000 / 958 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 624333 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6322 LEATHERMAN RD, 6322, VALE, NC 28168-8722 |
| Name | Verified Name |
|---|---|
| Address | 1037 REEPSVILLE RD, LINCOLNTON, NC 28092-9585 |
| Document Number | 0000624334 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 624334 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 11, 2020 |
| Property Address | 626 LORE RD, LINCOLNTON, NC 28092-7818 |
| Document Number | 2917296 |
| Book / Page | 002917 / 000296 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 610293 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6322 LEATHERMAN RD VALE NC 281688722, VALE, NC 28168-8722 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,701.00 (+1.19%) | $246,086 (-) Land $27,398 Building $218,688 | $246,086 (-) Land $27,398 Building $218,688 |
| 2023 | $1,681.00 | $246,086 Land $27,398 Building $218,688 | $246,086 Land $27,398 Building $218,688 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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