411 Hardbarger Rd, Buchanan, VA 24066 Property Records

Botetourt County property record for 411 Hardbarger Rd, Buchanan, VA 24066

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,645 sqft · built 1997
Lot Size	7.22 acres (314,677 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Jun 2026)
Tax Bill	$2,797 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76-116F`

Property Details

APN / Parcel Number

Primary APN	`76-116F`
Alternative APN	`25027`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,645 sqft Finished Area
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	314,677 sqft (7.22 acres)
Terrain	High
Porch	Slab
Porch Area	1,550 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	25027
Street Address	411 HARDBARGER RD
City	BUCHANAN
State	VA
Zip	24066-5210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	MILL CREEK
Jurisdiction	BOTETOURT VA
Township / Civil Division	BUCHANAN
Census Block Group	3
Census Block	3027
Census Tract	40200

Owner

411 Hardbarger Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Botetourt County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	411 HARDBARGER RD, BUCHANAN, VA 24066-5210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Bargain and Sale Deed, Transfer · VA Mortgage PREMIA MORTGAGE
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Nov 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Deed Document Number	20261978
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BOTETOURT VA
Recording Date	Jun 9, 2026
Property Address	411 HARDBARGER RD, BUCHANAN, VA 24066-5210
Document Number	0000001978
Instrument Date	Jun 4, 2026
Instrument	20261978
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	E-PERFORMANCE TITLE, PERFORMANCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,985.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 HARDBARGER RD, BUCHANAN, VA 24066-5210

Mortgage

Document Number	0000001979,
Date	Jun 9, 2026
Instrument	20261979

Lender

Name	PREMIA MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	411 HARDBARGER RD, BUCHANAN, VA 24066-5210
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000020
Date	Jan 4, 2021
Instrument	210000020

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOTETOURT VA
Property Address	411 HARDBARGER RD, BUCHANAN, VA 24066-5210
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	CCS RECORDING TEAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180004445
Date	Nov 29, 2018
Instrument	180004445

Lender

Name	PHH MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 411 Hardbarger Rd was $2,797.

Source: Botetourt County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Botetourt County
Unified School District	Botetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,600 (-) Land $53,800 Building $345,800	$399,600 (-) Land $53,800 Building $345,800
2025	$2,797.00	$399,600 Land $53,800 Building $345,800	$399,600 Land $53,800 Building $345,800
2024	$2,797.00
2023		$284,100 (-) Land $50,300 Building $233,800	$284,100 (-) Land $50,300 Building $233,800
2022	$2,244.00	$284,100 Land $50,300 Building $233,800	$284,100 Land $50,300 Building $233,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Hardbarger Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (1985–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2006 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Hardbarger Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 79% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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