646 Harbor Dr E, Lexington, NC 27292 Property Records

Davidson County property record for 646 Harbor Dr E, Lexington, NC 27292 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 8,868 sqft · built 2001
Lot Size1.2 acres (52,272 sqft)
Owner2 Company Names on File
Last Sale$2,200 (Jan 2022)
Tax Bill$5,218 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-022-A-000-0009

Property Details

APN / Parcel Number

Primary APN09-022-A-000-0009
Alternative APNs
  • 9225429
  • 9259080
  • 9280344

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area8,868 sqft Total Area
1st Floor Area2,705 sqft
Upper Floors Area1,679 sqft
Basement Area1,709 sqft
Finished Basement1,709 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick Veneer
Roof TypeCathedral/Clerestory
Roof MaterialWood Shingle
Lot Area52,272 sqft (1.2 acres)
Lot Width525 ft Width
Garage TypeMixed
Garage Area1,326 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area785 sqft
Patio Area238 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number9280344
Street Address646 HARBOR DR E
CityLEXINGTON
StateNC
Zip27292-7483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP=27-57 L9 BK2680-237 STONEY PT HAR
Legal SubdivisionSTONEY POINT HARBOR
JurisdictionDAVIDSON NC
Township / Civil DivisionHEALING SPRING
Census Block Group1
Census Block1037
Census Tract62001

Owner

Source: Davidson County records · APN 09-022-A-000-0009

Assessment roll updated September 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address646 HARBOR DR E, LEXINGTON, NC 27292-7483
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 14, 2022 · Amount on Record
Deed SaleJan 14, 2022 · Amount on Record
Prior SaleSep 23, 2016 · Amount on Record
Deed Document Number20221196
Deed Book / Page2526 / 706
Last Transfer DateDec 02, 2024
Transfer Doc0026800237
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAVIDSON NC
Recording DateJan 14, 2022
Property Address646 HARBOR DR E, LEXINGTON, NC 27292-7483
Document Number0025260706
Book / Page2526 / 706
Map ReferenceMB 27 PG 56&57
Instrument DateJan 11, 2022
Instrument2022000001196
Transaction TypeTransfer
Record UpdatedFeb 04, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address601 LAUREL VALLEY WAY, 601, SALISBURY, NC 28144-8419

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 HARBOR DR E, LEXINGTON, NC 27292-7483

Mortgage

Document Number2022000001197
DateJan 14, 2022
Instrument2022000001197
Lender
NameEQUITY RESOURCES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Davidson County records · Assessment roll updated September 11, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDavidson County
Unified School DistrictDavidson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,218.00 (-1.51%)$981,160 (-)$981,160 (-) Land $271,200 Building $709,960
2023$5,298.00$981,160$981,160 Land $271,200 Building $709,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Davidson County (37057C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370570620011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies8 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbor Dr E

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