614 Harbor Dr E, Lexington, NC 27292 Property Records

Davidson County property record for 614 Harbor Dr E, Lexington, NC 27292

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 9,444 sqft · built 2020
Lot Size	1.29 acres (56,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Oct 2017)
Tax Bill	$4,697 (2025)
Deeds & Mortgages	Jan 2020 Construction Loan Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-022-A-000-0010`

Property Details

APN / Parcel Number

Primary APN	`09-022-A-000-0010`
Alternative APN	`9232005`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	9,444 sqft Total Area
1st Floor Area	2,280 sqft
Basement Area	2,280 sqft
Finished Basement	2,120 sqft
Unfinished Basement	160 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	56,223 sqft (1.29 acres)
Lot Width	201 ft Width
View / Lot	Waterfront / Beach
Garage Type	Mixed
Garage Area	1,817 sqft
Parking Spaces	6 Parking Spaces
Porch	Patio
Deck Area	588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9232005
Street Address	614 HARBOR DR E
City	LEXINGTON
State	NC
Zip	27292-7483
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Description	P=27-57 L10 BK2291-28 STONEY PT HARBOR
Legal Subdivision	STONEY POINT HARBOR
Jurisdiction	DAVIDSON NC
Township / Civil Division	HEALING SPRING
Census Block Group	1
Census Block	1037
Census Tract	62001

Owner

Source: Davidson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	614 HARBOR DR E, LEXINGTON, NC 27292-7483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA
Oct 30, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2017 · Amount on Record
Deed Sale	Oct 30, 2017 · Amount on Record
Prior Sale	Oct 6, 2011 · Amount on Record
Deed Document Number	201723434
Deed Book / Page	2291 / 28
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	614 HARBOR DR E, LEXINGTON, NC 27292-7483
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023930221
Date	Jan 30, 2020
Book Page	2393/0221
Instrument	2020000002167

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Oct 30, 2017
Property Address	614 HARBOR DR E, LEXINGTON, NC 27292-7483
Document Number	0022910028
Book / Page	002291 / 000028
Instrument Date	Oct 16, 2017
Instrument	23434
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	614 HARBOR DR E LEXINGTON NC 27292, LEXINGTON, NC 27292

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,697.00 (-1.49%)	$883,080 (-)	$883,080 (-) Land $259,900 Building $623,180
2023	$4,768.00	$883,080	$883,080 Land $259,900 Building $623,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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