Essex County and Beverly City property record for 646 Hale St, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,544 sqft · built 1890 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,700 (Jul 1997) |
| Tax Bill | $9,447 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | R45 |
| Primary APN | R45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,544 sqft Living Area |
| Gross Area | 4,709 sqft |
| Basement Area | 619 sqft |
| Unfinished Basement | 619 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 76,230 sqft (1.75 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 6997 |
|---|---|
| Street Address | 646 HALE ST |
| City | BEVERLY |
| State | MA |
| Zip | 01915-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R45 |
| Legal Block | 38 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 217602 |
646 Hale St is owned and occupied by two individuals who bought it in July 1997.
Source: Essex County and Beverly City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 HALE ST, BEVERLY, MA 01915-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 1997 · Amount on File |
| Deed Sale | Jul 7, 1997 · Amount on File |
| Deed Book / Page | 14199 / 87 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 646 HALE ST, BEVERLY, MA 01915-2117 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39791-237 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 39791/237 |
| Instrument | 20210421003690 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 646 Hale St was $9,447, up 2.7% from the year before.
Source: Essex County and Beverly City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,447.00 (+2.71%) | $859,600 (+4.94%) Land $537,300 Building $322,300 | $873,525 |
| 2024 | $9,198.00 (+7.7%) | $819,100 (+8%) Land $496,800 Building $322,300 | |
| 2023 | $8,540.00 | $758,400 Land $436,100 Building $322,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 646 Hale St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 Hale St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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