Essex County and Beverly City property record for 645 Hale St, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,828 sqft · built 1920 |
| Lot Size | 0.223 acres (9,705 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Aug 2012) |
| Tax Bill | $9,200 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | R15 |
| Primary APN | R15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,828 sqft Living Area |
| Gross Area | 3,194 sqft |
| Basement Area | 1,022 sqft |
| Unfinished Basement | 1,022 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,705 sqft (0.223 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7074 |
|---|---|
| Street Address | 645 HALE ST |
| City | BEVERLY |
| State | MA |
| Zip | 01915-2116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Subdivision | MARY J CRAY |
| Legal Block | 53 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 217602 |
645 Hale St is owned and occupied by an individual who acquired it in September 2021.
Source: Essex County and Beverly City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 HALE ST, BEVERLY, MA 01915-2116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2012 · Amount on File |
| Deed Sale | Aug 31, 2012 · Amount on File |
| Prior Sale | Dec 30, 2004 · Amount on File |
| Deed Book / Page | 31680 / 176 |
| Last Transfer Date | Sep 23, 2021 |
| Transfer Doc | 040524-250 |
| Record Updated | Sep 20, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Nov 29, 2021 |
| Property Address | 645 HALE ST, BEVERLY, MA 01915-2116 |
| Document Number | 040524-250 |
| Book / Page | 40524 / 250 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 20211129002790 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 845 HALE ST, BEVERLY, MA 01915-2233 |
| Document Number | 20211129002800 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 20211129002800 |
| Name | AVIDIA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2041 |
The 2025 property tax bill for 645 Hale St was $9,200, up 2.5% from the year before.
Source: Essex County and Beverly City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,200.00 (+2.51%) | $837,100 (+4.74%) Land $493,200 Building $343,900 | $927,485 |
| 2024 | $8,975.00 (+7.38%) | $799,200 (+7.67%) Land $455,300 Building $343,900 | |
| 2023 | $8,358.00 | $742,300 Land $398,400 Building $343,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Hale St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Hale St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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