Marion County property record for 646 Flora Ave, Hannibal, MO 63401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,107 sqft · built 1978 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,168 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | H8728 |
| Primary APN | H8728 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,107 sqft Living Area |
| Basement Area | 1,107 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 120 ft deep x 110 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 312 sqft |
| Patio Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | H8728 |
|---|---|
| Street Address | 646 FLORA AVE |
| City | HANNIBAL |
| State | MO |
| Zip | 63401-2825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD CHAMBERLAIN, ALL LOTS 11 & 12 & S 30.2 LOT 13 DIM DEED-110.6 X 120 |
| Legal Subdivision | CHAMBERLAIN |
| Legal Lot Number | 11-13 |
| Jurisdiction | MARION MO |
| Township / Civil Division | MASON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 960600 |
Source: Marion County records · APN H8728
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 646 FLORA AVE, HANNIBAL, MO 63401-2825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 2014 |
| Deed Sale | Jan 07, 2014 |
| Prior Sale | Nov 22, 2011 |
| Deed Document Number | 2014R000066 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION MO |
| Property Address | 646 FLORA AVE, HANNIBAL, MO 63401-2825 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2024R000775 |
|---|---|
| Date | Apr 03, 2024 |
| Instrument | 2024R000775 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
Source: Marion County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Marion County |
| Municipality | Hannibal City |
| Unified School District | Hannibal 60 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,168.00 (+14.06%) | $18,050 (+9.99%) Land $990 Building $17,060 | $94,980 (+9.99%) Land $5,200 Building $89,780 |
| 2023 | $1,024.00 | $16,410 Land $900 Building $15,510 | $86,350 Land $4,730 Building $81,620 |
Source: FEMA National Flood Hazard Layer as of January 13, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Oct 1986 · river or lake flooding |
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Chariton Valley Telephone.
Based on FCC filings for 355 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HANNIBAL PWS serves 17,108 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Aug 2023 Treatment failure resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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