608 Flora Ave, Hannibal, MO 63401 Property Records

Marion County property record for 608 Flora Ave, Hannibal, MO 63401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 918 sqft · built 1935
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$605 (2025)
Deeds & Mortgages	Oct 2020 Refinance Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`H8734`

Property Details

APN / Parcel Number

Primary APN	`H8734`
Alternative APN	`010.09.30.1.08.008.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	918 sqft Living Area
Basement Area	918 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1935
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	120 ft deep x 80.4 ft wide
Porch	Open Porch
Porch Area	156 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	H8734
Street Address	608 FLORA AVE
City	HANNIBAL
State	MO
Zip	63401-2825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD CHAMBERLAIN, ALL LOTS 2 & 3 DIM DEED-80.4 X 120
Legal Subdivision	CHAMBERLAIN
Legal Lot Number	2,3
Jurisdiction	MARION MO
Township / Civil Division	MASON
Census Block Group	2
Census Block	2013
Census Tract	960600

Owner

Source: Marion County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	608 FLORA AVE, HANNIBAL, MO 63401-2825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COMMERCE BANK
Dec 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HNB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2020
Deed Sale	Sep 30, 2020
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	608 FLORA AVE, HANNIBAL, MO 63401-2825
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R003824
Date	Oct 1, 2020
Instrument	2020R003824

Lender

Name	COMMERCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	608 FLORA AVE, HANNIBAL, MO 63401-2825
Transaction Type	Mortgage
Record Updated	Jan 15, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202019R003743
Date	Dec 30, 2019
Instrument	202019R003743

Lender

Name	HNB BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Marion County
Municipality	Hannibal City
Unified School District	Hannibal 60 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$605.00 (+14.15%)	$9,360 (+10.12%) Land $830 Building $8,530	$49,250 (+10.01%) Land $4,360 Building $44,890
2023	$530.00	$8,500 Land $750 Building $7,750	$44,770 Land $3,960 Building $40,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Oct 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANNIBAL PWS serves 17,108 people · EPA ID MO2010344
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Aug 2023 Treatment failure resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Chariton Valley Communication.

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