646 Elm St, Struthers, OH 44471 Property Records

Mahoning County property record for 646 Elm St, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,386 sqft · built 1959
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jul 2022)
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2022 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-016-0-041.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-016-0-041.00-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
Gross Area	2,226 sqft
1st Floor Area	840 sqft
Upper Floors Area	546 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	150 ft deep x 45 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	16 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	646 ELM ST
City	STRUTHERS
State	OH
Zip	44471-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2396 45 X 150 ELM
Legal Subdivision	ELM
Legal Lot Number	2396
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	3
Census Block	3008
Census Tract	810600

Owner

Source: Mahoning County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	646 ELM ST, STRUTHERS, OH 44471-1122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 20, 2022	Sheriff's Deed, Foreclosure Foreclosure Auction
Jul 24, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Jul 27, 2022 · Amount on Record
Deed Document Number	202218111
Deed Book / Page	6530 / 460
Prior Transfer Date	Jun 17, 2020
Prior Transfer Doc	6391/1033
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Jul 27, 2022
Property Address	646 ELM ST, STRUTHERS, OH 44471-1122
Document Number	006530/460
Book / Page	6530 / 460
Map Reference	VOL 19 PG 60
Instrument Date	Jul 25, 2022
Instrument	202200018111
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 ELM ST, STRUTHERS, OH 44471-1122

Mortgage

Document Number	202200018112
Date	Jul 27, 2022
Instrument	202200018112

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MAHONING OH
Recording Date	Jan 20, 2022
Property Address	646 ELM ST, STRUTHERS, OH 44471-1122
Document Number	006497/831
Book / Page	6497 / 831
Map Reference	VOL 19 PG 60
Instrument Date	Dec 15, 2021
Instrument	202200001506
Transaction Type	Foreclosure
Record Updated	Feb 2, 2022

Transaction

Amount	Amount Recorded
Tax	$200.40
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6712 PACIFICA DR, YOUNGSTOWN, OH 44514-4229

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MAHONING OH
Recording Date	Jul 24, 2020
Property Address	646 ELM ST, STRUTHERS, OH 44471-1122
Document Number	6391/1033
Book / Page	6391 / 1033
Map Reference	VOL 19 PG 60
Instrument Date	Jun 17, 2020
Instrument	202000016272
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 ELM ST, STRUTHERS, OH 44471-1122

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Struthers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,262.00	$30,310 (-) Land $3,150 Building $27,160	$86,580 (-) Land $8,990 Building $77,590
2024	$1,262.00 (+1.69%)	$30,310 (-) Land $3,150 Building $27,160
2023	$1,241.00 (+8.86%)	$30,310 (+43.79%) Land $3,150 Building $27,160	$86,580 (+43.75%) Land $8,990 Building $77,590
2022	$1,140.00	$21,080 Land $3,220 Building $17,860	$60,230 Land $9,190 Building $51,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Xfinity.

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