645 Elm St, Struthers, OH 44471 Property Records

Mahoning County property record for 645 Elm St, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,368 sqft · built 1950
Lot Size	0.141 acres (6,142 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Mar 2022)
Tax Bill	$1,680 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`38-019-0-341.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-019-0-341.00-0`
Alternative APN	`00117`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
Gross Area	3,200 sqft
1st Floor Area	952 sqft
Attic	Attic
Attic Area	452 sqft
Basement Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	123 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	512 sqft
Porch	Enclosed Frame Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	645 ELM ST
City	STRUTHERS
State	OH
Zip	44471-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2366 50 X 123 ELM
Legal Subdivision	ELM
Legal Lot Number	2366
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	3
Census Block	3004
Census Tract	810600

Owner

Source: Mahoning County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	645 ELM ST, STRUTHERS, OH 44471-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 18, 2021	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 30, 2022 · Amount on Record
Deed Sale	Mar 30, 2022 · Amount on Record
Prior Sale	Aug 18, 2021 · Amount on Record
Deed Document Number	20227639
Deed Book / Page	6509 / 954
Prior Transfer Date	Jun 12, 2006
Prior Transfer Doc	005624/453
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Mar 30, 2022
Property Address	645 ELM ST, STRUTHERS, OH 44471-1102
Document Number	006509/954
Book / Page	6509 / 954
Map Reference	VOL 19 PG 60
Instrument Date	Jan 24, 2022
Instrument	202200007639
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 ELM ST, STRUTHERS, OH 44471-1102

Mortgage

Document Number	202200007640
Date	Mar 30, 2022
Instrument	202200007640

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MAHONING OH
Recording Date	Aug 18, 2021
Property Address	645 ELM ST, STRUTHERS, OH 44471-1102
Document Number	0006466/90
Book / Page	6466 / 90
Map Reference	VOL 19 PG 60
Instrument Date	Jun 24, 2021
Instrument	202100023044
Transaction Type	Foreclosure
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Tax	$252.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 BOARDMAN CANFIELD RD STE 1, 1, BOARDMAN, OH 44512-4069

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Struthers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,680.00	$39,480 (-) Land $3,180 Building $36,300	$112,810 (-) Land $9,090 Building $103,720
2024	$1,680.00 (+1.69%)	$39,480 (-) Land $3,180 Building $36,300
2023	$1,652.00 (+47.76%)	$39,480 (+95.25%) Land $3,180 Building $36,300	$112,810 (+95.34%) Land $9,090 Building $103,720
2022	$1,118.00	$20,220 Land $2,930 Building $17,290	$57,750 Land $8,360 Building $49,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile USA, Xfinity.

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