Berrien County property record for 646 E Glenlord Rd, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,840 sqft · built 1955 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Aug 2023) |
| Tax Bill | $2,320 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-0018-0003-00-3 |
| Primary APN | 17-0018-0003-00-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 1,840 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Raised Ranch |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Area | 678 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 646 E GLENLORD RD |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-9309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - LD |
| Legal Description | COM 659.45' E OF N1/4 PST FRL SEC 18 T5S R18W TH S 0 DEG 24'W 396' TH E 115.5' TH N 0 DEG24'E 396' TH W 115.5' TO POB |
| Legal Range | 18W |
| Legal Township | 05S |
| Legal Section | 18 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 1800 |
646 E Glenlord Rd is owned and occupied by an individual who bought it in August 2023.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 646 E GLENLORD RD, SAINT JOSEPH, MI 49085-9309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Aug 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage HONOR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2023 · Amount on File |
| Deed Sale | Aug 30, 2023 · Amount on File |
| Prior Sale | Sep 8, 2000 |
| Deed Document Number | 2023387970 |
| Deed Book / Page | 3411 / 115 |
| Prior Transfer Date | Feb 16, 2007 |
| Prior Transfer Doc | 02778/0282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 646 E GLENLORD RD, SAINT JOSEPH, MI 49085-9309 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03226/3465 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 3226/3465 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 30, 2023 |
| Property Address | 646 E GLENLORD RD, SAINT JOSEPH, MI 49085-9309 |
| Document Number | 003411/115 |
| Book / Page | 3411 / 115 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2023387970 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 646 E GLENLORD RD, SAINT JOSEPH, MI 49085-9309 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 646 E GLENLORD RD, SAINT JOSEPH, MI 49085-9309 |
| Document Number | 2023387971 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 2023387971 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 67 Months |
| Due | Mar 1, 2029 |
The 2025 property tax bill for 646 E Glenlord Rd was $2,320 with a homeowner's exemption, up 2.7% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,300 (+1.72%) | $212,600 (+1.72%) | |
| 2025 | $2,320.00 (+2.65%) Homeowner's exemption | $104,500 | $209,000 |
| 2024 | $2,260.00 | ||
| 2023 | $80,800 (+13.8%) | $161,600 (+13.8%) | |
| 2022 | $1,753.00 (+0.06%) Homeowner's exemption | $71,000 | $142,000 |
| 2021 | $1,752.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 646 E Glenlord Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 E Glenlord Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures