646 E Clay St, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 646 E Clay St, Schoolcraft, MI 49087 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1963
Square Footage1,260 sqft Living Area
Lot Size12,632 sqft (0.29 acres)
OccupancyOwner Occupied
Last Sale$206,000 (2021)
Tax Bill$1,893.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-18-477-020

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,260 sqft Living Area
1st Floor1,260 sqft 1st Floor
Basement Area1,260 sqft Basement
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch Style
Lot Area12,632 sqft (0.29 acres)
Parking Spaces2 Parking Spaces
Garage Area425 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address646 E CLAY ST
CitySCHOOLCRAFT
StateMI
Zip49087-8905
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS 3X-2 BONNIE STEWART SUBDIVISION VILLAGE OF SCHOO LCRAFT LOT 2
Legal SubdivisionBONNIE STEWART SUBDIVISION
Legal Lot Number2
JurisdictionKALAMAZOO MI
Minor Civil DivisionSCHOOLCRAFT
Census Blockgroup1
Census Block1008
Census Tract6102

Owner

Source: Kalamazoo County records · APN 14-18-477-020

Assessment roll updated September 18, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address646 E CLAY ST, SCHOOLCRAFT, MI 49087-8905
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Mar 02, 2020Intrafamily Transfer, Transfer
Jul 15, 2019Fiduciary Deed, Transfer · Conventional Mortgage
HONOR CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 25, 2021 · Amount on Record
Deed SaleOct 25, 2021 · Amount on Record
Prior SaleJul 15, 2019 · Amount on Record
Deed Doc Number202142398
Prior Transfer DateDec 30, 2019
Prior Transfer Doc2020006660
Record RefreshedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKALAMAZOO MI
Recording DateOct 25, 2021
Property Address646 E CLAY ST, SCHOOLCRAFT, MI 49087-8905
Document Number2021042398
Map ReferenceLB 28 PG 16
Instrument DateOct 14, 2021
Instrument2021-042398
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyPATRICK ABSTRACT & TTL OFFIC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,771.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address217 N WEST ST, 217, SAINT MARYS, OH 45885-2119

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 E CLAY ST, SCHOOLCRAFT, MI 49087-8905

Mortgage

Document Number2021042399
DateOct 25, 2021
Instrument2021-042399
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKALAMAZOO MI
Recording DateMar 02, 2020
Property Address646 E CLAY ST, SCHOOLCRAFT, MI 49087-8905
Document Number2020006660
Instrument DateDec 30, 2019
Instrument2020-006660
Transaction TypeTransfer
Record UpdatedAug 12, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 E CLAY ST, SCHOOLCRAFT, MI 49087-8905

July 2019: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionKALAMAZOO MI
Recording DateJul 15, 2019
Property Address646 E CLAY ST, SCHOOLCRAFT, MI 49087-8905
Document Number2019019777
Map ReferenceLB 28 PG 16
Instrument DateJun 04, 2019
Instrument2019-019777
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,436.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5735 HORTON RD, 5735, JACKSON, MI 49201-9750

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 ASHIEY DRIVE, KALAMAZOO, MI 49048-2290

Mortgage

Document Number2019019778
DateJul 15, 2019
Instrument2019-019778
Lender
NameHONOR CU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2034

Tax Assessment & Valuation

Source: Kalamazoo County records · Assessment roll updated September 18, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalamazoo County
County SubdivisionSchoolcraft Township
MunicipalitySchoolcraft Village
Unified School DistrictSchoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$99,300 (+21.39%)$198,600 (+21.39%)
2025$1,893.00 (-6.1%) Homeowner's exemption$81,800 (+20.47%)$163,600 (+20.47%)
2023$67,900$135,800
2019$2,016.00

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