634 E Clay St, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 634 E Clay St, Schoolcraft, MI 49087 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1968
Square Footage1,152 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$185,000 (2022)
Tax Bill$1,872.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-18-477-030

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,152 sqft Living Area
1st Floor1,152 sqft 1st Floor
Basement Area864 sqft Basement

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch Style
Lot Area10,019 sqft (0.23 acres)
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address634 E CLAY ST
CitySCHOOLCRAFT
StateMI
Zip49087-8905
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS 3X-3 BONNIE STEWART SUBDIVISION VILLAGE OF SCHOO LCRAFT LOT 3
Legal SubdivisionBONNIE STEWART SUBDIVISION
Legal Lot Number3
JurisdictionKALAMAZOO MI
Minor Civil DivisionSCHOOLCRAFT
Census Blockgroup1
Census Block1008
Census Tract6102

Owner

Source: Kalamazoo County records · APN 14-18-477-030

Assessment roll updated September 18, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address634 E CLAY ST, SCHOOLCRAFT, MI 49087-8905
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
AMERIFIRST FINANCIAL CORP
Aug 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 25, 2022 · Amount on Record
Deed SaleFeb 25, 2022 · Amount on Record
Prior SaleDec 16, 2015 · Amount on Record
Deed Doc Number20226723
Prior Transfer DateDec 11, 2015
Prior Transfer Doc2015041884
Record RefreshedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKALAMAZOO MI
Recording DateFeb 25, 2022
Property Address634 E CLAY ST, SCHOOLCRAFT, MI 49087-8905
Document Number2022006723
Map ReferenceLB 28 PG 16
Instrument DateFeb 10, 2022
Instrument2022-006723
Transaction TypeTransfer
Record UpdatedMar 21, 2022
Title CompanyNATIONS TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,387.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address634 E CLAY ST, 634, SCHOOLCRAFT, MI 49087-8905

Transferred To (Grantee/Buyer)

NameVerified Name
Address5839 MONTICELLO AVE, PORTAGE, MI 49024-1256

Mortgage

Document Number2022006724
DateFeb 25, 2022
Instrument2022-006724
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALAMAZOO MI
Property Address634 E CLAY ST, SCHOOLCRAFT, MI 49087-8905
Transaction TypeMortgage
Record UpdatedSep 12, 2019
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019023757
DateAug 19, 2019
Instrument2019-023757
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Kalamazoo County records · Assessment roll updated September 18, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalamazoo County
County SubdivisionSchoolcraft Township
MunicipalitySchoolcraft Village
Unified School DistrictSchoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$92,100 (+17.18%)$184,200 (+17.18%)
2025$1,872.00 (-10.77%) Homeowner's exemption$78,600 (+20.18%)$157,200 (+20.18%)
2023$65,400$130,800
2019$2,098.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kalamazoo County (26077C), updated June 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 4% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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