646 E 97th St, Cleveland, OH 44108 Property Records

Cuyahoga County property record for 646 E 97th St, Cleveland, OH 44108

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 2 ba · 2,094 sqft · built 1916
Lot Size	0.079 acres (3,420 sqft)
Owner	Company Name on Record
Last Sale	$65,000 (Apr 2021)
Tax Bill	$1,046 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`108-05-031`

Property Details

APN / Parcel Number

Primary APN	`108-05-031`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,094 sqft Living Area
Gross Area	3,134 sqft
1st Floor Area	1,054 sqft
2nd Floor Area	1,040 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1952
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,420 sqft (0.079 acres)
Lot Dimensions	90 ft deep x 38 ft wide
Garage Area	180 sqft
Porch	Open Porch
Porch Area	402 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	646 E 97TH ST
City	CLEVELAND
State	OH
Zip	44108-1210
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	2F
Legal Description	360 PAGE 0039 ALL
Legal Lot Number	39
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3002
Census Tract	111401

Owner

Source: Cuyahoga County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	272 W HIDDEN HOLLOW DR, OREM, UT 84058-7551
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Limited Warranty Deed, Transfer · Commercial Mortgage LIMA ONE CAPITAL LLC
Apr 30, 2021	Warranty Deed, Transfer VTA TITLE AGENCY INC, NOVA TITLE AGENCY INC
Jan 29, 2021	Warranty Deed, Transfer TITLECO TITLE AGENCY
Sep 23, 2020	Warranty Deed, Transfer HEIGHTS TITLE AGENCY INC, HEIGHTS TITLE AGCY INC
Oct 18, 2019	Warranty Deed, Transfer OHIO REAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Jan 29, 2021 · Amount on Record
Deed Document Number	2021388
Record Updated	Oct 29, 2026

August 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Aug 3, 2021
Property Address	646 E 97TH ST, CLEVELAND, OH 44108-1210
Document Number	0000000470
Map Reference	VOL 49 PG 13
Instrument Date	Jul 28, 2021
Instrument	202108030470
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	VTA TITLE AGENCY INC, NOVA TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 W HIDDEN HOLLOW DR, OREM, UT 84058-7551
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000477
Date	Aug 3, 2021
Instrument	202108030477

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 30, 2021
Property Address	646 E 97TH ST, CLEVELAND, OH 44108-1210
Document Number	0000000388
Map Reference	VOL 49 PG 13
Instrument Date	Mar 29, 2021
Instrument	202104300388
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	VTA TITLE AGENCY INC, NOVA TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 W HIDDEN HOLLOW DR, OREM, UT 84058-7551
Investor	Possibly a Property Investor

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jan 29, 2021
Property Address	646 E 97TH ST, CLEVELAND, OH 44108-1210
Document Number	0001290557
Instrument Date	Jan 26, 2021
Instrument	1290557
Transaction Type	Transfer
Record Updated	Mar 16, 2021
Title Company	TITLECO TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$184.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3558 LEE RD SHAKER HEIGHTS OH 441205123, SHAKER HEIGHTS, OH 44120-5123

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Sep 23, 2020
Property Address	646 E 97TH ST, CLEVELAND, OH 44108-1210
Document Number	0009230236
Instrument Date	Sep 19, 2020
Instrument	9230236
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	HEIGHTS TITLE AGENCY INC, HEIGHTS TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$108.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13119 SHAKER SQ CLEVELAND OH 441202312, CLEVELAND, OH 44120-2312

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Oct 18, 2019
Property Address	646 E 97TH ST, CLEVELAND, OH 44108-1210
Document Number	0010180259
Instrument Date	Oct 17, 2019
Instrument	10180259
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 E 97TH ST CLEVELAND OH 441081210, CLEVELAND, OH 44108-1210

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,046.00	$15,645 (-0.03%) Land $2,730 Building $12,915	$44,700 (-) Land $7,800 Building $36,900
2024	$1,046.00 (+42.9%)	$15,650 (+65.61%) Land $2,730 Building $12,920	$44,700 (+65.56%) Land $7,800 Building $36,900
2023	$732.00 (+0.55%)	$9,450 (-) Land $2,170 Building $7,280
2022	$728.00	$9,450 Land $2,170 Building $7,280
2021			$27,000 Land $6,200 Building $20,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
DigitalC Fixed Wireless · DSL in parts of the area	100 / 100
PCs for People Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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