642 E 97th St, Cleveland, OH 44108 Property Records

Cuyahoga County property record for 642 E 97th St, Cleveland, OH 44108

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,838 sqft · built 1918
Lot Size	0.079 acres (3,420 sqft)
Owner	Individual Name on Record
Tax Bill	$1,289 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`108-05-032`

Property Details

APN / Parcel Number

Primary APN	`108-05-032`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,838 sqft Living Area
Gross Area	2,750 sqft
1st Floor Area	926 sqft
2nd Floor Area	912 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,420 sqft (0.079 acres)
Lot Dimensions	90 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	170 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	642 E 97TH ST
City	CLEVELAND
State	OH
Zip	44108-1208
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	2F
Legal Description	360 PAGE 0038 ALL
Legal Subdivision	LOWELL AVE ALLOTMENT
Legal Lot Number	38
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3002
Census Tract	111401

Owner

Source: Cuyahoga County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	642 E 97TH ST, CLEVELAND, OH 44108-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1975
Deed Sale	Jan 1, 1975
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	642 E 97TH ST, CLEVELAND, OH 44108-1208
Transaction Type	Mortgage
Record Updated	Apr 4, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000741
Date	Oct 21, 2021
Instrument	202110210741

Lender

Name	CENTURY FCU
Type	Credit Union
Address	CLEVELAND, OH 44199

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,289.00 Homeowner's exemption	$19,495 (-0.03%) Land $2,730 Building $16,765	$55,700 (-) Land $7,800 Building $47,900
2024	$1,289.00 (+81.04%) Homeowner's exemption	$19,500 (+109.45%) Land $2,730 Building $16,770	$55,700 (+109.4%) Land $7,800 Building $47,900
2023	$712.00 (+0.56%) Homeowner's exemption	$9,310 (-) Land $2,170 Building $7,140
2022	$708.00 Homeowner's exemption	$9,310 Land $2,170 Building $7,140
2021			$26,600 Land $6,200 Building $20,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
DigitalC Fixed Wireless · DSL in parts of the area	100 / 100
PCs for People Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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