646 E 54th St, Indianapolis, IN 46220 Property Records

Marion County property record for 646 E 54th St, Indianapolis, IN 46220

Property Summary

Property Type	Duplex
Details	2 bd · 1.5 ba · 1,134 sqft · built 1920
Lot Size	0.101 acres (4,400 sqft)
Owner	Company Name on Record
Tax Bill	$7,541 (2024)
Deeds & Mortgages	Nov 2019 Sale Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-06-12-225-017.000-801`

Property Details

APN / Parcel Number

Primary APN	`49-06-12-225-017.000-801`
Alternative APN	`8022034`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,134 sqft Living Area
Gross Area	1,701 sqft
1st Floor Area	1,134 sqft
Upper Floors Area	567 sqft
Basement Area	567 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1972
Architectural Style	Duplex Single
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	80 ft deep x 55 ft wide
View / Lot	Extra Front

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	646 E 54TH ST
City	INDIANAPOLIS
State	IN
Zip	46220-3132
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LIGHTS BELLEVUE SUB 55FT E 55FT W END L480 L481
Legal Subdivision	LIGHTS BELLEVUE SUB 55FT E 55FT W END
Legal Lot Number	480
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4004
Census Tract	321800

Owner

Source: Marion County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8432 BROADWAY ST, INDIANAPOLIS, IN 46240-2225
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 24, 2019	Warranty Deed, Transfer · Conventional Mortgage MJW FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019
Deed Sale	Nov 1, 2019
Prior Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	2019108506
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Nov 1, 2019
Property Address	646 E 54TH ST, INDIANAPOLIS, IN 46220-3132
Document Number	0000108506
Instrument Date	Oct 23, 2019
Instrument	108506
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8432 BROADWAY ST INDIANAPOLIS IN 462402225, INDIANAPOLIS, IN 46240-2225

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Sep 24, 2019
Property Address	646 E 54TH ST, INDIANAPOLIS, IN 46220-3132
Document Number	0000093393
Instrument Date	Sep 11, 2019
Instrument	A201900093393
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 E 54TH ST, INDIANAPOLIS, IN 46220-3132

Mortgage

Document Number	0000093394
Date	Sep 24, 2019
Instrument	A201900093394

Lender

Name	MJW FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$326,400 (+2.71%) Land $43,000 Building $283,400	$326,400 (+2.71%) Land $43,000 Building $283,400
2024	$7,541.00 (+0.04%)
2023	$7,538.00 (-4.52%)	$317,800 (-4.96%) Land $43,000 Building $274,800	$317,800 (-4.96%) Land $43,000 Building $274,800
2022	$7,895.00 (+20.61%)	$334,400 Land $35,200 Building $299,200	$334,400 Land $35,200 Building $299,200
2021	$6,546.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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