645 E 54th St, Indianapolis, IN 46220 Property Records

Marion County property record for 645 E 54th St, Indianapolis, IN 46220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,637 sqft · built 1928
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on Record
Tax Bill	$4,199 (2023)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-06-12-233-004.000-801`

Property Details

APN / Parcel Number

Primary APN	`49-06-12-233-004.000-801`
Alternative APN	`8014991`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,637 sqft Living Area
Gross Area	2,492 sqft
1st Floor Area	855 sqft
Upper Floors Area	782 sqft
Basement Area	855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1952
Construction Type	Brick
Roof Material	Asphalt
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	140 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	8014991
Old Parcel Number	8014991
Street Address	645 E 54TH ST
City	INDIANAPOLIS
State	IN
Zip	46220-3178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARRINGTON L90
Legal Range	03
Legal Township	16
Legal Section	12
Legal Subdivision	WARRINGTON
Legal Lot Number	90
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2004
Census Tract	321800

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 E 54TH ST, INDIANAPOLIS, IN 46220-3178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	645 E 54TH ST, INDIANAPOLIS, IN 46220-3178
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052427
Date	Apr 21, 2021
Instrument	A202100052427

Lender

Name	SUN WEST MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,199.00 (+5.48%) Homeowner's exemption	$352,100 (+6.09%) Land $74,400 Building $277,700	$352,100 (+6.09%) Land $74,400 Building $277,700
2022	$3,981.00 (+9.97%) Homeowner's exemption	$331,900 Land $45,400 Building $286,500	$331,900 Land $45,400 Building $286,500
2021	$3,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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